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Home Equity Rates

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Equity Line Rates*

Home Equity Line Line Amount APR's as low as Maximum Term Payment Per Thousand as
low as
Owner-Occupied Residence based on value Prime minus.26% for life (Presently 2.99%) Rate Floor 2.99% - see below revolving $2.46
*The Annual Percentage Rate (APR) quoted is the lowest rate available as of January 25, 2013. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. APR is subject to change and may increase after consummation. In no event will the corresponding APR be less than 2.99% per annum or more than the lesser of 18.00% or the maximum rate allowed by applicable law. Rates include monthly automatic repayment feature from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features.. Rates may be higher for applicants who do not meet minimum draw requirements at closing. Rates only available for 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If the line amount exceeds $250,000 or an on-line value is not available, a certified property appraisal may be required. See a banker for details. Hazard insurance is required. Flood insurance may be required. For line amounts less than $25,000, a $350 application fee will be charged. If you pay off the entire balance and close your line of credit account within 24 months of closing, a $500 early cancellation fee may be charged.

Home

Equity Loan Rates**

  $25,000 -
< $50,000		 $50,000 -
< $75,000		 $75,000 -
< $150,000		 $150,000+
5 years
Pymt Per Thousand		 4.95% APR $18.85 4.15% APR $18.48 3.99% APR $18.41 3.99% APR $18.41
10 years
Pymt Per Thousand		 4.84% APR $10.53 4.44% APR $10.33 4.34% APR $10.29 4.34% APR $10.29
15 years
Pymt Per Thousand		 5.59% APR $8.22 5.09% APR $7.95 4.74% APR $7.77

4.74% APR 
$7.77

20 years
Pymt Per Thousand		 5.69% APR $6.99 5.59% APR $6.93 4.99% APR $6.59 4.99% APR
$6.59
**The Annual Percentage Rate (APR) quoted is the lowest rate available as of March 9, 2012. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. Rates include monthly automatic repayment feature from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Offer available for owner occupied 1 to 4 family properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If an on-line value is not available, a certified property appraisal may be required. Hazard insurance is required. Flood insurance may be required. Other restrictions may apply.

Express

Mortgage Rates*

  $25,000 -
< $50,000		 $50,000 -
< $70,000		 $70,000 -
< $200,000

$200,000 -  $400,000

5 years
Pymt Per Thousand		 4.490% APR $18.64 4.240% APR $18.53 2.990% APR $17.96 2.990% APR $17.96
10 years
Pymt Per Thousand		 4.490% APR $10.36 4.240% APR $10.24 2.990% APR $9.65 2.990% APR $9.65
15 years
Pymt Per Thousand		 4.490% APR $7.64 4.240% APR $7.52 3.625% APR $7.21 3.625% APR $7.21
20 years
Pymt Per Thousand

 4.490% APR $6.32

 4.240% APR $6.19 3.990% APR
$6.05		 3.990% APR
$6.05
*Express Mortgage is good for loan amounts between $25,000 and $400,000. Loan must be used for refinancing property and must be in first lien position. The Annual Percentage Rate (APR) quoted is the lowest rate available as of May 15, 2013. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. Rates listed above feature automatic repayment from your Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Offer available for owner occupied 1 to 4 family properties with a combined loan to value (CLTV) up to 80% or less as determined by an on-line statistical appraisal acceptable to Lender and LTV of 75% or less for loans greater than $250,000 up to $400,000 as determined by a certified property appraisal (fee paid by Lender).. If an on-line value is not available, a certified property appraisal may be required. Hazard Insurance is required. Flood Insurance may be required. Other restrictions may apply. 3.625% APR and 2.990% APR do not apply to loans used to refinance or pay down existing Rockland Trust debt. See Banker for details and pricing on cash out refinance options of existing Rockland Trust mortgage debt.