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Personal Checking

Choices and convenience for accounts large and small.

Choose between Rockland Trust's four personal checking accounts. Offering convenient ways to manage your money and pay your bills, you'll find one that perfectly suits your needs.

Compare Checking accounts »          

Free Eco Checking

A free checking1 account with cash rewards - ideal if you typically keep a low account balance. No minimum balance requirements, paperless statements, Free Eco Checking Debit Card, free online banking and bill pay, and mobile banking! Stop paying for checking and start earning up to $300 a year in cash rewards!2  

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Interest Checking

An affordable, low minimum balance3 checking account that earns interest and offers access and convenience so you can bank when you want and how you want. Enjoy great money-saving convenience with no fee to use other bank's ATMs6, Debit MasterCard, Online Banking and Bill Pay, mobile banking & mobile deposit.   

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High Yield Checking

For those who maintain higher balances and want to earn more, our High Yield Checking may fit the bill! Earn a guaranteed great rate while enjoying free standard checks, a free Gold Debit MasterCard, free unlimited use of any ATMs4  nationwide, and more! 

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18/65 Checking

A free, interest bearing checking account for individuals ages 18 and under or 65 and older5 with no monthly fee or minimum balance requirement.  Enjoy features such as Debit MasterCard, Online Banking and Bill Pay, mobile banking & mobile deposit, and no fee to use other bank's ATMs6

Learn more and open an account today by visiting a branch near you


View Checking Accounts Rates »


1. To open the Free Eco Checking account you must agree to receive electronic statements and (b) request and accept either Debit MasterCard® or Gold Debit MasterCard® for use with the account. If you fail to meet either of these requirements your Free Eco Checking account will be converted to a Free Checking account and you will no longer receive debit cash rewards. You must log into Rockland Trust Online Banking and successfully demonstrate your ability to obtain, open, and view eStatements by following the instructions that will be presented to you as part of the eStatement enrollment process conditions within 14 business days of opening your account. If you do not consent to eStatements, your account will be converted to a Free Checking account after 30 days of account opening.

2. Rewards: We will pay you 10 cents for each "eligible purchase" you make using your Debit MasterCard®. Eligible purchases are debit card purchases of $10 or more where you either sign at the point of sale or input your PIN. You will receive these rewards as a credit to your Free Eco Checking account in each statement cycle in which you make an eligible purchase. There is a limit of $25 in rewards per statement cycle and $300 per calendar year. If your account closes, all accumulated rewards for the current statement cycle will be forfeited. We may terminate the rewards program at any time and without notice to you.

3. A $500 minimum daily balance waives the $8 monthly service fee.

4. Free use of any Rockland Trust ATM or any ATM in the SUM network as well as reimbursement for fees charged at any other ATM.

5. 18/65 Interest Checking with special benefits is only available to individuals age 18 and under or 65 and older.  Checking account will be converted to a Free Checking account upon the account holder's 19th birthday. 

6.  Other institutions may charge a fee for use of their ATMs.


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Customer Service:

   Call 1.800.222.2299

  Weekdays: 7 am - 8 pm
Saturday: 8 am - 5 pm

Sunday: 11 am - 3 pm