Personal Loans
Our competitive Personal Loans - secured or unsecured - let you pay for your purchases over time. We offer both fixed and variable rate loans, and we'll tailor any loan to meet your needs.
To apply for a loan account or a Line of credit visit your local branch, or call 800.222.2299.
Personal / Auto Loan Rates
| |
APR |
Maximum Term |
Payment Per Thousand |
| Auto and Truck |
| New 2011-2012 |
5.99% |
72 Months |
$16.57 |
| New 2011-2012 |
5.49% |
60 Months |
$19.10 |
| New 2011-2012 |
4.99% |
48 Months |
$23.03 |
| Used 2010 |
5.99% |
60 Months |
$19.33 |
| Used 2009 |
6.49% |
60 Months |
$19.57 |
| Used 2008 |
6.99% |
60 Months |
$19.80 |
| Used 2007 |
6.99% |
48 Months |
$23.95 |
| Used 2006 |
7.99% |
48 Months |
$24.41 |
| Personal Unsecured (Maximum Loan Amount $10,000) |
| |
16.00% |
48 Months |
$28.34 |
| Savings / Certificates Of Deposit (CD) |
| Savings |
4.99% or 3% above the savings rate - which ever is greater |
48 Months |
$23.02 |
| CD |
4.99% or 3% above the CD rate - which ever is greater |
100% of the balance up to the term of the CD |
$23.02 |
| Motorcycles |
| 2006 - 2012 |
13.49% |
36 Months |
$33.93 |
| Overdraft Protection |
18.00% APR |
|
|
| *Annual Percentage Rate (APR) information is provided for informational purposes only. APR is subject to change without notice at any time. The APRs provided are an estimate based on the model year, the number of months financed and your credit tier. Your actual APR will be determined at the time your completed application is decisioned by us. APR assumes an auto-deduction from a Rockland Trust deposit account |
| Rates effective 4/23/12 |