The Annual Percentage Rate (APR) quoted is the lowest rate available as of May 14, 2013. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit history. Subject to credit approval. Rates listed above feature automatic repayment from your Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature.