About Rockland Trust

Rockland Trust Company is a full-service community bank headquartered in Massachusetts, with approximately $5 billion in assets. The sole bank subsidiary of Independent Bank Corp. (NASDAQ: INDB), Rockland Trust provides a wide range of consumer, business, investment, and insurance products and services to communities in Eastern Massachusetts. Our network consists of 67 retail branches, nine commercial lending centers, four mortgage banking centers, and three investment management offices located in Massachusetts, plus one investment management and commercial lending office in Rhode Island.

Supporting Regional Growth

Rockland Trust's primary business lines are commercial and business banking, retail banking, consumer lending, and investment management. We have a long-standing commitment to building strong business relationships, with a focus on commercial and business banking.

Helping People Reach Their Financial Goals

Rockland Trust's investment management division provides world-class wealth management with the highest level of client service. At the end of 2011, Rockland Trust had $1.7 billion in assets under administration. We launched a new subsidiary, Bright Rock Capital Management, in 2010, to focus on the institutional side of investment management, and established two Bright Rock mutual funds.

Mortgage and home equity lending are also strong areas for Rockland Trust. We offer a wide variety of fixed and adjustable rate mortgages, home equity loans and lines of credit, as well as express mortgages to refinance your home. Through our wholly owned subsidiary, Compass Exchange Advisors, we provide §1031 like-kind exchange services to corporate, institutional, and individual property owners. This service provides for the tax-deferred exchange of real and personal property.

Our Government Banking department provides personalized banking and investment services to government and public entities, including cities, towns, schools, housing authorities, and other non-profit organizations. We also have a Community Association Banking department, which caters to the unique banking needs of condominium associations and the firms that manage them.

History

Rockland Trust opened its doors in Rockland, Massachusetts in 1907, with the goal of "promoting the business activity and growth of Rockland and its vicinity." By building new branches and acquiring others over the past 105 years, we have grown from a single branch in Rockland to a financial institution with more than 195,000 customers. Rockland Trust maintains the largest deposit market share in Plymouth County.

In addition to organic growth, Rockland Trust has expanded through the acquisitions of Falmouth Cooperative Bank in 2004, Slades Ferry Trust Company in 2008, and Benjamin Franklin Bank in 2009. This latest expansion brought Rockland Trust to Boston's Metrowest area and added $1 billion to the bank's assets. Today, Rockland Trust is one of the largest employers in Eastern Massachusetts. In 2011, we were named to the Boston Globe's Top Places to Work list for the third consecutive year.

Community Service

A hallmark of Rockland Trust is our commitment to community service and philanthropy. All employees receive two paid days off annually to volunteer in the community. An employee-based volunteer group, RockCorp (Rockland Trust Community OutReach Program) provides volunteer assistance to non-profit organizations within the Rockland Trust footprint. Charitable contributions are made to community organizations dedicated to education, health and human services, youth programs, and community development. A college scholarship program and several community outreach initiatives round out Rockland Trust's extensive community involvement.