Home Equity Options
Tapping the equity in your home may be a good way to get the funds you need. With a variety of options available, we can help you find the loan that meets your needs and payments that fit your monthly budget. Plus, any interest you pay may be tax deductible.*
You can use a home equity loan, line of credit, or Express Mortgage to:
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Consolidate debt |
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Unexpected expenses |
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Vacation or travel |
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Home improvements |
Which loan is right for you
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Home Equity Loan
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Home Equity Line of Credit |
Express Mortgage |
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Best if you need |
A one-time loan for a specific amount that you receive in a lump sum.
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Access to a revolving line of credit with the flexibility to meet needs as they arise.
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A fixed rate term loan in 1st lien position. Available with repayment terms up to 20 years; quick, easy application with no closing costs.
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Interest Rate |
Fixed-rate that never changes. |
Variable rate based on the published Prime Rate. Rate may change monthly. |
This refinancing option offers a low, fixed rate. |
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Repayment |
Fixed monthly payments based on the amount borrowed and the interest rate for the life of the loan.
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Variable monthly payment based on the amount you currently have outstanding and the current Prime Rate. Remember as you pay down your line of credit, funds become available for reuse.
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Fixed monthly payment based on the amount borrowed and the interest rate for the life of the loan. |
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Apply now >> |
Apply now >> |
Apply now >> |
Our application process is easy - and can be completed in just minutes.
Apply online now, stop by any branch location, or call 800.222.2299.
*Tax deductibility: Interest on any portion of the credit that is greater than fair market value of the house is not tax-deductible. You should consult a tax advisor regarding the deductibility of interest and charges.