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 Home Equity Rates

 

Home Equity Line Rates*

Line Amount APR's as low as Draw Requirement Payment Per Thousand as
low as
Owner-Occupied Residence Based on value - $150,000 minimum credit line amount required for APR of Prime minus .51% 2.74% (Prime minus.51%) Prime Rate is currently 3.25% $30,000 or more for APR of Prime minus .51%

$2.25                

*The Annual Percentage Rate (APR) quoted is the lowest rate available as of April 7, 2014. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. APR is subject to change and may increase after consummation. In no event will the corresponding APR be less than 2.74% per annum or more than the lesser of 18.00% or the maximum rate allowed by applicable law. Rates include monthly automatic repayment feature from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features.. Rates may be higher for applicants who do not meet minimum draw requirements at closing. Rates only available for 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If the line amount exceeds $250,000 or an on-line value is not available, a certified property appraisal may be required. See a banker for details. Hazard insurance is required. Flood insurance may be required. For line amounts less than $25,000, a $350 application fee will be charged. If you pay off the entire balance and close your line of credit account within 24 months of closing, a $500 early termination fee may be charged.

Our application process is easy - and can be completed in just minutes.

You can Apply Now or stop by any branch location, or call 800.222.2299.

 

Home Equity Loan Rates**

  $25,000 -
< $50,000
$50,000 -
< $75,000
$75,000 -
< $150,000
$150,000+
5 years
Pymt Per Thousand
4.99% APR $18.87 4.75% APR $18.76 3.99% APR $18.41 3.99% APR $18.41
10 years
Pymt Per Thousand
4.99% APR $10.60 4.75% APR $10.48 4.34% APR $10.29 4.34% APR $10.29
15 years
Pymt Per Thousand
5.59% APR $8.22 5.09% APR $7.95 4.74% APR $7.77

4.74% APR 
$7.77

20 years
Pymt Per Thousand
5.69% APR $6.99 5.59% APR $6.93 4.99% APR $6.59 4.99% APR
$6.59
**The Annual Percentage Rate (APR) quoted is the lowest rate available as of April 7, 2014. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. Rates include monthly automatic repayment feature from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Offer available for owner occupied 1 to 4 family properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If an on-line value is not available, a certified property appraisal may be required. Hazard insurance is required. Flood insurance may be required. Other restrictions may apply.

Our application process is easy - and can be completed in just minutes.

You can Apply Now or stop by any branch location, or call 800.222.2299.

 

Express Mortgage Rates*

    $25,000 -
< $50,000
$50,000 -
< $70,000
$70,000 -
< $200,000

$200,000 -  $400,000

5 years
Pymt Per Thousand
4.990% APR $18.87 4.750% APR $18.76 3.500% APR $18.19 3.500% APR $18.19
10 years
Pymt Per Thousand
4.990% APR $10.60 4.750% APR $10.48 3.500% APR $9.89 3.500% APR $9.89
15 years
Pymt Per Thousand
4.990% APR $7.90 4.750% APR $7.78 3.875% APR $7.33 3.875% APR $7.33
20 years
Pymt Per Thousand

 4.750% APR $6.46

4.500% APR $6.33 3.990% APR
$6.05
3.990% APR
$6.05
*Express Mortgage is good for loan amounts between $25,000 and $400,000. Loan must be used for refinancing property and must be in first lien position. The Annual Percentage Rate (APR) quoted is the lowest rate available as of April 7, 2014. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. Rates listed above feature automatic repayment from your Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Offer available for owner occupied 1 to 4 family properties with a combined loan to value (CLTV) up to 80% or less as determined by an on-line statistical appraisal acceptable to Lender and LTV of 75% or less for loans greater than $250,000 up to $400,000 as determined by a certified property appraisal (fee paid by Lender).. If an on-line value is not available, a certified property appraisal may be required. Hazard Insurance is required. Flood Insurance may be required. Other restrictions may apply.

Our application process is easy - and can be completed in just minutes.

You can Apply Now or stop by any branch location, or call 800.222.2299.