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Compare Account Features

 

 

Free Eco Checking1 

Interest Checking

18/65 Checking

High Yield Checking

For Customers who want

Just the basics, no hassle, no minimum, no monthly fee.

Access and Convenience. Free ATMs, mobile banking, low minimum balance and low fee.

The best value for youth and seniors with basic banking needs at the lowest cost.5

To be rewarded with more for doing more with the bank - Free ATMs nationwide, best deposit rates and more.

Open online

Yes - Open now >>

Yes - Open now >>

No, In branch only

Yes - Open now >>

Monthly maintenance fee

No Fee

$8

No Fee

$15

Minimum balance to waive fee

None

$500

None

$5,000

Earns interest

No

Yes

Yes

Yes - Tiered Rates

Free ATMs nationwide

No

Yes2

Yes2

Yes

ATM surcharge rebates

No

No 

No

Yes3

Free mobile banking with mobile deposit

Yes 

Yes 

Yes 

Yes 

Free online banking with bill pay

Yes 

Yes 

Yes 

Yes 

Check orders

Free first order of Standard style checks

Free first order of
Standard style checks

Free first order of Standard style checks

Free Standard
style checks

Free savings account available

Yes 

Yes 

Yes 

Yes 

Debit MasterCard®

Yes 

Yes

Yes

Yes - Gold Card

Debit Card Rewards4

Yes 

No 

No 

No 

Personal loan discounts

0.25% with auto deduct

0.25% with auto deduct

0.25% with auto deduct

0.25% with auto deduct

 

 

 



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  1. To open the Free Eco Checking account you must agree to receive electronic statements and (b) request and accept either Debit MasterCard® or Gold Debit MasterCard® for use with the account. If you fail to meet either of these requirements your Free Eco Checking account will be converted to a Free Checking account and you will no longer receive debit cash rewards. You must log into Rockland Trust Online Banking and successfully demonstrate your ability to obtain, open and view eStatements by following the instructions that will be presented to you as part of the eStatement enrollment process conditions within 14 business days of opening your account. If you do not consent to eStatements, your account will be converted to a Free Checking account after 30 days of account opening.
  2. Other banks may charge a fee for use of their ATMs.
  3. High Yield Checking Accounts will be reimbursed for ATM fees charged by other institutions for ATM cash withdrawals.
  4. Rewards: We will pay you 10 cents for each "eligible purchase" you make using your Debit MasterCard®. Eligible purchases are debit card purchases of $10 or more where you either sign at the point of sale or input your PIN. You will receive these rewards as a credit to your Free Eco Checking account in each statement cycle in which you make an eligible purchase. There is a limit of $25 in rewards per statement cycle and $300 per calendar year. If your account closes, all accumulated rewards for the current statement cycle will be forfeited. We may terminate the rewards program at any time and without notice to you.
  5. 18/65 Interest Checking is available for individuals 18 and under or 65 and older.  Upon account holder's 19th birthday, they will be converted to a Free Checking account.