Personal Loans
Our competitive Personal Loans - secured or unsecured - let you pay for your purchases over time. We offer both fixed and variable rate loans, and we'll tailor any loan to meet your needs.
To apply for a loan account or a Line of credit visit your local branch, or call 800.222.2299.
Personal / Auto Loan Rates
| |
APR |
Maximum Term |
Payment Per Thousand |
| Auto and Truck |
| New 2012-2013 |
5.99% |
72 Months |
$16.57 |
| New 2012-2013 |
5.49% |
60 Months |
$19.10 |
| New 2012-2013 |
4.99% |
48 Months |
$23.03 |
| Used 2011 |
6.99% |
60 Months |
$19.80 |
| Used 2010 |
6.99% |
60 Months |
$19.80 |
| Used 2009 |
6.99% |
60 Months |
$19.80 |
| Used 2008 |
5.99% |
48 Months |
$23.48 |
| Used 2007 |
5.99% |
48 Months |
$23.48 |
| Personal Unsecured (Maximum Loan Amount $10,000) |
| |
16.00% |
48 Months |
$28.34 |
| Savings / Certificates Of Deposit (CD) |
| Savings |
4.99% or 3% above the savings rate - which ever is greater |
48 Months |
$23.02 |
| CD |
4.99% or 3% above the CD rate - which ever is greater |
100% of the balance up to the term of the CD |
$23.02 |
| Motorcycles |
| 2007 - 2013 |
13.49% |
36 Months |
$33.93 |
| Overdraft Protection |
18.00% APR |
|
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|
The Annual Percentage Rate (APR) quoted is the lowest rate available as of May 14, 2013. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit history. Subject to credit approval. Rates listed above feature automatic repayment from your Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. |
| Rates effective 5/14/2013 |