Skip to main content Download Acrobat Reader 5.0 or higher to view PDF files.

Paycheck Protection Program Loan Walkthrough - Second Draw

Scenario: A Customer is completing their Second Draw PPP Loan

 
If you did not receive your First Draw loan from Rockland Trust, or if you are new to the bank,  you will need to click "Not an Existing Customer" and follow the prompts to start the application.
 
 

Step 1: You will be asked to authenticate yourself by entering your Business EIN or SSN, and then your personal Social Security Number.

 




 

Step 2: You will see the option to apply for a loan. Click "Apply Now" to enter the application.




Step 3: Your business information will be presented on the top box of the screen.




Note: The application will not let you move forward if you enter information that makes you ineligible.


Step 4: When your Annual Revenue and Average Monthly Payroll is entered, the application will calculate the loan amount for you.


Step 5: Then answer the questions about the purpose of your PPP Loan.

If you answer a question in a way that would make you ineligible, the application will let you know by displaying red error text and you will be unable to move forward with your application.




There are a total of eight loan purpose questions that you will need to answer to ensure eligibility.



Step 6: Enter your Gross Receipts.




Step 7: Then you must enter the owner names if they are not already pre-populated.




Step 8: Answer all seven of the eligibility questions.


If you answer a question in a way that would make you ineligible, the application will let you know by displaying red error text and you will be unable to move forward with your application.



If your business is a franchise:

If it is listed in the SBA Franchise Directory, the application will ask you for the SBA Franchise Identifier Code.


Then select the URL titled SBA Franchise Directory in the box that appears.



That URL will take you directly to the SBA Franchise Directory where you can look up the Franchise number.


Step 9: You will then be asked to confirm your Authorized Representative Information.



Step 10: Then enter your Social Security Number and then you will be asked to check the boxes confirming E-sign Consent, as well as confirming that the information provided is accurate.




Step 11: Upload your supporting documents.

You will be shown a list of document categories in which to upload your documents. You can click on each category folder to examine it. The folders have an easy-to-use tool so that you can upload the appropriate documents to the folders.



Please note: the SBA’s size limit is 35MB per document.

The SBA accepts the following file types: pdf, xls, xlsx, csv, doc, docx, jpg, jpeg, and png. 

Once you have uploaded all of your documents to the folders, click on the "Yes, submit for review" button on the bottom of the page. Then you will be prompted to confirm your document upload submission.



Then the below screen will appear.

Congratulations, this completes your PPP Loan application process. We will send further communication either requesting edits or to alert you on the SBA’s decision.

Since each individual’s facts and circumstances will vary, the guidance on some of these pages may not be accurate for you. Therefore, you should consult with your legal, tax, and/or accounting advisors for advice for your specific situation.

If you have further questions, please reach out to your relationship manager or call our Customer Information Center at 508.732.3826.