Equipment Leasing

When operating a business, the true value of your equipment lies in its use — not its ownership. So why purchase an item at its full cost, when you can get the full value of the same equipment by leasing it? Leasing offers substantial financial benefits that you don’t get when you own equipment . It’s a great way to:

  • Improve cashflow
  • Manage expenses with predicable payments
  • Reduce costs
  • Lock in favorable pricing and circumvent rising costs
  • Minimize tax liability1
  • Avoid the Alternative Minimum Tax with operating leases
  • Keep the depreciation benefits usually associated with ownership
    with capital leases

What can be leased?

Any equipment you can buy can be leased. After all, leasing is just another way to finance your company’s needed capital equipment. Some commonly leased items include:

Construction — Bulldozers, Cranes, Compactors, Excavators

Energy — Backup generators, HVAC, Lighting Retrofit, Security Systems 

Industrial and Manufacturing — Production, Injection, Textile Machines

Material Handling Equipment — Forklifts, Conveyors, Platform Lifts

Medical Equipment — CTs, Dental and Optical Equipment, Heart Monitors, X-ray

Office Equipment — Furniture, Telecommunications, Labeling, Postage

Printing/Publishing — Cutters, Presses, Binders

The benefits of a Rockland Trust Lease 2


When you lease equipment...


Minimize initial cost

Minimal up-front cost with no down payment requirement. Plus, 100% financing is available2

you can conserve capital for expansion or other business opportunities; helps overcome budget limitations

Optimize equipment value

Rather than pay the entire cost of the item, you pay a portion of the total cost and only for as

long as the item is useful to your business

You can reduce costs by spending less for the same equipment

Choose from multiple end-of-lease options

You may purchase the equipment at a fair market value or a preset price; extend lease; or return the equipment

You can decide the most advantageous option for your business

Make upgrades easily

Upgrade as technology changes or improves or your equipment needs change

You'll gain access to better equipment, faster. Reduce risk of obsolescence; economical way to stay competitive

Save on maintenance costs

Select new or refurbished equipment

Save money with reliable, low-maintenance equipment, which means less downtime and greater efficiency

Manage soft costs

Soft costs such as freight, installation, training,

and taxes can be rolled into the lease

You will reduces up-front costs

How to get started

  • Discuss your capital equipment needs and preferred financing structure with your Rockland Trust Commercial Banker or call 844.385.3273 toll free to speak with a Rockland Trust Commercial Leasing professional. You can also schedule an appointment here

  • Select the equipment you need and negotiate the best price. You may use any supplier nationwide.

1. See your tax advisor. Rockland Trust Commercial Leasing does not provide tax advice.

2. Subject to credit approval. Some lease applications may require further consideration and additional information may be requested.