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18/65 Savings

The age-appropriate savings option.

Whether you're saving for your first car or a memorable retirement trip, the 18/65 Savings account can help you get there. This special account doubles as a youth/senior savings option, available to customers 18 years and younger or 65 and older¹.

Current 18/65 Savings Rates -  Rates current as of  7/19/2017

   Current Interest Rate Annual Percentage Yield (APY)
Minimum Balance to Obtain APY
Minimum Deposit to Open Account
18/65 Savings .02% .02%
$25 Monthly

Save for what matters to you. 

Our competitive interest rate makes this the perfect youth or senior savings account

  • Open with a $25 minimum deposit
  • No monthly fee or minimum balance requirement
  • Manage your account through Online and Mobile Banking 
young boy and older woman counting money
  • Rockland Trust ATM: Free
  • Non-Rockland Trust ATM: $2 from Rockland Trust²; $1 for balance inquiries or transfers; the party that owns or operates the ATM (or network) may charge an additional fee

Additional Resources

Savings Advice

Read about these 9 Habits of Successful Savers

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Transaction Limits: You may make an unlimited number of withdrawals or transfers from your savings account so long as they are done in person at one of our ATMs or branch locations. However, federal regulations limit your ability to make certain types of withdrawals and transfers from these accounts. Under these regulations any transfers or transactions from your savings account to another of your accounts with us or to third parties by preauthorized or automatic means, personal computer (including online banking or bill payment services) or telephone (including facsimile or data transmission) are considered “Limited Transactions.” You are limited to a total of six (6) Limited Transactions from your savings account per statement cycle period. If you exceed your Limited Transaction limit on your 18/65 Savings Account we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.

1. 18/65 Savings with special benefits is only available to individuals age 18 and under or 65 and older. Savings account will be converted to a Free Savings account upon the account holder's 19th birthday.

2. Other banks may charge a surcharge fee for use of their ATM.