Checking

Free Online Checking Account
Looking for the right Checking Account?


Rockland Trust Checking Accounts

What are you looking for in a personal checking account? Maybe you don't want to worry about maintaining balances and free checking matters most to you. Or perhaps it's the access and convenience of more than 80 branches and over 100 ATM locations. Or maybe you're looking for a great account that recognizes you for doing more with us. 
Look below to compare our checking accounts. When you're ready, you can  open online or visit a branch or click to schedule an appointment to meet with a banking specialist.


New to Rockland Trust and need help selecting an account? Take our short quiz and find the best account for you.


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Free
Checking

Advantage
Checking

Rockland Complete Checking

Free Student
Checking1


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For customers who
want
Just the basics, no hassle, no minimum balance, no monthly maintenance fee. Access and convenience. Get free ATMs 2 , free mobile banking with mobile check deposit, low minimum balance and low fee.
Recognition for doing more with us. A package that starts with a competitive interest rate, lots of no-fee services including Free ATMs nationwide with surcharge reimbursement.
Our Student Checking account is designed to meet the on-the-go needs of busy students. Available to students ages 16-24. 
Monthly maintenance fee
None
$8
$25 4
None
Balances required to avoid monthly maintenance fee
N/A
$500 minimum daily balance
$25,000 Combined Checking, Savings, Money Market, CD and Outstanding Home Equity Balances 5
None
Earns interest
No
Yes ( see rates )
Yes ( see rates )
No
Free ATMs nationwide
No
Yes 2
Yes 3
Yes 2
ATM surcharge rebates
No
No
Yes 3
Yes 3
Free mobile banking with mobile check deposit
Yes
Yes
Yes
Yes
Free online banking with bill pay
Yes
Yes
Yes
Yes
Check orders
Free first order of
standard-style checks
Free first order of
standard-style checks
Standard-style
checks always free
Standard-style
checks pricing applies
Free savings account available
Yes
Yes
Yes – this package includes a special Money Market with great everyday rates 6
Yes
Debit MasterCard® included
Yes
Yes
Yes (Gold Debit MasterCard®)
Yes
OPEN ONLINE
OPEN ONLINE
open online Open in Branch


1. You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.

2. Other institutions may impose a surcharge for use of their ATMs if not in the SUM® ATM Network.

3. Rockland Complete Checking accounts will be reimbursed for surcharges charged by another institution for ATM withdrawals anywhere in the United States. Free Student Checking accounts will be reimbursed for one surcharge per statement period. Reimbursements will be reported to the IRS at the end of each tax year.

4. Fee waived for first 3 months.

5. The monthly maintenance fee will be assessed if the eligible combined balances fall below $25,000. Eligible balances include the average daily balances in your eligible checking, savings, money market accounts, CDs, and any outstanding loan balances which include outstanding loan balances for home equity lines of credit and home equity loans including Express Mortgage products. IRA CD balances are not included.

6. If you close your Rockland Complete Checking account, you are no longer eligible to have the Rockland Complete Money Market account. Your account will be converted to a standard Money Market Account subject to the rates, minimum balance requirements and monthly fees associated with that account as disclosed in our schedule of fees.