Worry-Free Checking

Take the worry out of your everyday banking.

With Worry-Free Checking, available in select areas, you can stop fretting over ATM fees, meeting minimum balance requirements, or paying monthly maintenance fees. Get quick and easy access to your money whenever, wherever, and however you want.

Opening a Worry-Free Checking account is easy. Simply visit one of the Worry-Free branches listed on the Get Started tab or apply online today!

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Monthly Maintenance Fee: $0 - regardless of balance
ATM fees: None - for using Rockland Trust ATM
None - for using a non-Rockland Trust ATM. 
None - for Balance Inquiries or transfers at Non-Rockland Trust ATMs. 

Rockland Trust will reimburse two surcharge fees per statement period that may be charged by the ATM owner/operator (or network) for such transactions, including balance inquiry fees. 

Find a Worry-Free Checking Branch Near You

To open a Worry-Free Checking account, stop by any of the Rockland Trust branches listed below. Worry-Free Checking is available at these branches only.

Allston - 229 North Harvard Street Somerville - 399 Highland Avenue
Arlington - 175 Broadway Waltham Main - 1290 Main Street
Brighton - 435 Market Street Waltham Moody - 75 Moody Street
Brookline - 264 Washington Street Watertown - 430 Main Street
Burlington - 85 Wilmington Rd., (Route 62) Wellesley Hills - 330 Washington Street
Chestnut Hill - 1192 Boylston St., (Route 9) West Newton - 991 Watertown Street
Jamaica Plain - 725 Centre Street West Roxbury - 1905 Centre Street
Malden - 137 Pleasant Street Westwood - 670 High Street
Medford - 270 Mystic Avenue Woburn 4 Corners - 198 Lexington Street
Melrose - 27 Melrose Street Woburn High School - 88 Montvale Ave.
Newtonville - 40 Austin Street Woburn Main Street - 275 Main Street
Norwood - 61 Lenox Street



1. Other institutions may impose a surcharge for use of their ATMS if not in the SUM® Network. Worry-Free checking accounts will be reimbursed for up to two surcharges each statement cycle for cash withdrawals. Reimbursements will be reported to the IRS at the end of each tax year. 

2. Mobile Banking is offered as a free service of Rockland Trust. You must be enrolled in Online Banking to enjoy all the features of mobile banking. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information. You will be able to use the Rockland Trust Mobile Banking app and browser-based banking only if you can access the Internet from your mobile device. The display of your account information may vary depending on your phone model. 

3. Zero liability applies to your purchases made in the store, over the telephone, online, or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and you have promptly reported to Rockland Trust when you knew that your MasterCard was lost or stolen. For additional protection with respect to unauthorized transactions, please see your account agreement.

4. Check deposits made by 7 p.m. will be available on the next business day. Cash deposits are available for immediate withdrawal. Exceptions may apply. See your account agreement for more details.