Home Equity Interest Rates

Home Equity Line Rates*

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 Interest rates and APR's are effective 05/12/2015 and subject to change.

LINE AMOUNT
prime rate is currently 3.25%
apr's as low as
Current APR
payment per thousand
$25,000 - <$75,000 Prime Rate plus 0.99% 4.24% $3.48 Pymt Per Thousand
$75,000 - < $125,000 Prime Rate minus 0.26% 2.99% $2.46 Pymt Per Thousand
$125,000 - $1,000,000 Prime Rate minus 0.51% 2.74 % $2.25 Pymt Per Thousand

*The Annual Percentage Rate (APR) quoted is the lowest rate available as of May 12, 2015. Your actual APR will be determined based on Property type, Loan Amount, Loan to Value ratio and Credit History. Subject to credit approval. APR is subject to change and may increase after consummation. In no event will the corresponding APR be less than 2.50% per annum or more than the lesser of 18.00% or the maximum rate allowed by applicable law. Rates include monthly automatic repayment feature from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features. Credit lines in an amount of $30,000 up to $1,000,000 require an initial draw at time of closing of $30,000 in order to obtain rates shown above. Rates may be higher for applicants who do not meet minimum draw requirements at closing. Rates only available for 1 - 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If the line amount exceeds $250,000 or an on-line value is not available, a certified property appraisal may be required. See a Banker for details. Hazard insurance is required. Flood insurance may be required. For line amounts less than $25,000, a $350 application fee will be charged. If you pay off the entire balance and close your line of credit account within 24 months of closing, a $500 early termination fee may be charged. Offer good for home equity credit lines up to $1,000,000. See Banker for details on credit lines greater than $1,000,000.

Home Equity Loan Rates**

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$25,000 -
< $50,000
$50,000 -
< $75,000
$70,000 -
< $150,000
$150,000 +
5 Years Pymt Per Thousand 4.99% APR
$18.87
4.75% APR
$18.76
3.99% APR
$18.41
3.99% APR
$18.41
10 Years Pymt Per Thousand 4.99% APR
$10.60
4.75% APR
$10.48
4.34% APR
$10.29
4.34% APR
$10.29
15 Years Pymt Per Thousand 5.59% APR
$8.22
5.09% APR
$7.95
4.74% APR
$7.77
4.74% APR
$7.77
20 Years Pymt Per Thousand 5.69% APR
$6.99
5.59% APR
$6.93
4.99% APR
$6.59
4.99% APR
$6.59

**The Annual Percentage Rate (APR) quoted is the lowest rate available as of May 12, 2015 . Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Subject to credit approval. Rates include monthly automatic repayment feature from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Offer available for owner occupied 1 to 4 family properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If an on-line value is not available, a certified property appraisal may be required. Hazard insurance is required. Flood insurance may be required. Other restrictions may apply.

Express Mortgage Rates*

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$25,000-
< $50,000
$50,000 -
< $70,000
$70,000 -
< $200,000
$200,000 -
$400,000
5 Years Pymt Per Thousand 4.250% APR
$18.53
4.000% APR
$18.42
3.500% APR
$18.19
3.500% APR
$18.19
10 Years Pymt Per Thousand 4.250% APR
$10.24
4.000% APR
$10.12
3.500% APR
$9.89
3.500% APR
$9.89
15 Years Pymt Per Thousand 4.500% APR
$7.65
4.250% APR
$7.52
3.500% APR
$7.15
3.500% APR
$7.15
20 Years Pymt Per Thousand 4.750% APR
$6.46
4.500% APR
$6.33
3.990 % APR
$6.05
3.990 % APR
$6.05

*Express Mortgage advertised rates are applicable for loan amounts between $25,000 and $400,000 and for the refinancing of non-Rockland Trust debt only in a first lien position. Express Mortgage product cannot be used for a purchase transaction. The Annual Percentage Rate (APR) quoted is the lowest rate available as of May 12, 2015. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Rates listed above feature automatic repayment from a Rockland Trust checking account. Other loan programs are offered by Rockland Trust that do not include an automatic repayment feature and for the refinancing of existing Rockland Trust loan products. Offer available for owner-occupied, 1 to 4 family properties with a combined loan to value (CLTV) up to 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If an on-line value is not available, a certified property appraisal may be required. Hazard Insurance is required. Flood Insurance may be required. Other restrictions may apply. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust mortgage or home equity debt. See Banker for details. Subject to credit approval.