Fixed Rate

30-year Fixed Rate Mortgage

A fixed-rate mortgage may be ideal if you value budget predictability and plan to stay in your home for a long time. 

Throughout the term of the loan, you'll have the comfort of knowing your interest rate and monthly mortgage payment will never change. Fixed rate loans come in the form of a traditional conventional loan as well as Government loan programs, Jumbo Loans, and Construction Loans.


Rockland Trust offers 15-year and 30-year fixed-rate mortgage loans. Here's a brief look at how they stack up:

See current rates for fixed-rate mortgages and other loan types available through Rockland Trust. For assistance in determining which option is right for you, please speak with one of our loan officers today. 

15-year fixed-rate loans A shorter repayment term usually gives you a lower interest rate and allows you to build equity in your home faster. Keep in mind, however, that your monthly principal and interest (P&I) payments are higher.

30-year fixed-rate loans: A longer repayment term generally carries a higher interest rate and slows the pace at which you build equity during the loan's early years (when a higher percentage of your payments go toward interest). On the other hand, those interest payments can result in significant tax write-offs and your monthly P&I payments are lower. 

In addition, to the more typical 15 and 30 year loans, we also offer 10 and 20 year loans.


Get Started Today

For assistance in determining which option is right for you, please speak with one of our loan officers today

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