Savings & CDs

Start moving toward your goals

Rockland Trust Savings, Money Market, and CDs

Your future starts here. Saving up for retirement, a deposit on a home or maybe just a new mountain bike? It's all up to you. Get on track with a savings account, certificate of deposit (CD) or money market account from Rockland Trust.
Compare our different savings options below, To view current interest rates, click here.


New to Rockland Trust and need help selecting an account? Take our short quiz and find the best account for you. Get Started >


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Free Savings Account


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18/65 Savings 

Account 3

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Money Market Savings Account


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Certificates of Deposit (CDs)



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Open in a Branch >

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For customers who: Want a free account and the ability to save at their own pace Are 18 and under or 65 and older, and want a free savings account that earns interest and more. Want to earn tiered interest based on balance plus get convenient access to your funds 2 Want to earn the best interest rate and don't need immediate access to their funds
Ability to write checks against the account
No
No

Yes; limited 2
No
Earns interest
Yes
Yes
Yes; tiered
Yes
ATM card
Included
Included
Included
No
Non-Rockland Trust ATM fee
$2 1
No fee 1
$2 1
N/a
Free online & mobile banking
Yes
Yes
Yes
Yes
Unlimited ATM and in-branch transactions
Yes 2
Yes 2
Yes 2
N/A
Monthly maintenance fee
None
None
$8
None
Minimum daily balance to waive monthly maintenance fee
N/A
N/A
$2,500
N/A

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In addition to our standard Money Market, we also offer a Rockland Complete Money Market available exclusively to our Rockland Complete Checking account customers.


Would you like to speak with a Rockland Trust representative about opening a savings account? Please visit a branch or call 800.222.2299.

1. Other banks may charge a surcharge fee for use of their ATM.

2. You may make an unlimited number of withdrawals or transfers from your savings account(s) and/or money market account(s) so long as they are done in person at one of our ATMs or branch locations. However, federal regulations limit your ability to make certain types of withdrawals and transfers from these accounts. Under these regulations any checks, drafts or debit card transactions (or similar payment orders) drawn on your money market account that are payable to third parties (no such transactions are permitted on your savings accounts), as well as any transfers or transactions from your money market or savings account to another of your accounts with us or to third parties by preauthorized or automatic means, personal computer (including online banking or bill payment services) or telephone (including facsimile or data transmission) are considered “Limited Transactions.” You are limited to a total of six (6) Limited Transactions from your money market and savings account per statement cycle period. We count check transactions on your money market account on the day the check is presented to us for payment, regardless of when you may have written it (including if it was written in a prior statement cycle). If you exceed your Limited Transaction limit on your Money Market Savings Account, we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain. Refer to your Personal Deposit Account Agreement (PDAA) for more details.

3.18/65 Savings with special benefits is only available to individuals age 18 and under or 65 and older. Savings account will be converted to a Free Savings account upon the account holder's 19th birthday.