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Strategies
For Individuals & Families


 


Financial Planning  Contact Us

A financial plan developed to pursue your goals, not ours.
What will your future hold? Whatever your plans and dreams, they likely require sound financial planning to reach them. Whether you're saving for your children's education or working toward the retirement lifestyle you want, our financial planners can help you create a long-term strategy that addresses your interests and needs.

We take time to understand your current situation involving finances, interests and lifestyle. From that, we weigh your short- and long-term goals and then provide a written analysis that lays out an investment strategy balanced with your risk tolerance.

Your financial health and stability are top priority, and we have a long history of providing informed, objective advice and thoughtful, comprehensive solutions for families just like yours. Let's start working toward your brighter future.

Theresa Becker, CFP®,
Vice President, Financial Planning Officer

Contact Terry Becker

 
graphic showing financial planning steps


Retirement Planning  Contact Us

Working toward a rewarding future.
Do you know how much money you'll need to retire and what type of lifestyle you want? Whether your retirement is decades or just a few years away, our Retirement Planning services can help. At every stage leading up to and during retirement, our advisors provide appropriate investment guidance to keep you on track.

With our best-in-class investment options, we can customize a portfolio that meets your needs while always being available to explain complicated elements of investing, tax implications, and distributions.

At every turn, we're at your side with the advice and solutions you need to get the most out of retirement.

Let's start with a complimentary, professional consultation so we can understand your current situation and your desired destination.




Investment Management  Contact Us

We protect and build your wealth by focusing on minimizing downside risk through broad diversification.
To strike the proper investment balance, we build a foundation of core equity, core fixed-income and diversified fixed-income and equity assets, each serving a distinct purpose within your portfolio.
 
Our disciplined approach to investing includes a proprietary screening process and guidance from highly skilled managers

We focus on asset managers who take a long-term view and minimize expenses while exhibiting a consistent risk-adjusted return profile.

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Insurance

Protect your family. Protect your legacy.

Jack Gates, Advanced Insurance Specialist

Contact Jack Gates

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Trust & Estate Services  Contact Us

Preparing your estate for future generations.

We provide professional, objective expertise and solutions to preserve and protect your wealth and legacy. We do this by serving as trustee, co-trustee and agent for trustee, as well as personal representative of estates. Our team has the fiduciary knowledge, professional experience, and sensitivity to help you and your family navigate complex legal, tax, administrative, and emotional issues. We collaborate with your attorney to carry out your desired planning goals and objectives.

FIDUCIARY SERVICES

  • Portfolio Management: Fiduciary expertise in trust and estate investment management
  • Trust Administration: Independent and professional management of trust assets closely following your directives
  • Legacy Planning: Transferring your wealth to the next generation, protecting assets, working with blended families, and fulfilling your philanthropic charity goals
  • Tax Expertise: Provide tax solutions to minimize wealth transfer and estate taxes, as well as preparation of trust, estate, and personal tax returns
  • Estate Settlement: Provide professional probate administration, post-mortem planning strategies, and preparation of fiduciary tax returns while minimizing the burden on family members
PLANNING & ADMINISTRATION

  • Living Trusts
  • Testamentary Trusts
  • Family Trusts
  • Marital Trusts
  • Generation-skipping Trusts
  • Charitable Trusts
Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value


We focus on downside protection in order to grow and preserve your wealth over the long term

Journey confidently into your financial future with guidance from our expert team of investment advisors. Our experienced, credentialed team emphasizes diversification and downside protection with a steady approach that doesn't waver in the face of short-term disruptions and distractions. We stay focused on your goals and adopt a comprehensive asset management program based on rigorous analysis.

 
graphic showing journey to create your success

A personal approach to wealth management – understanding where you are now, where you want to go, and what you will need to get there

 
graphic showing IMG personal approach
Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value

Bringing the extensive resources of a large institution with the deeply personal service of a community bank.

Access Rockland Trust personal and business banking services to keep all of your financial needs in one place.

Rockland Trust is dedicated to our customers in Massachusetts and Rhode Island, standing as the sole bank subsidiary of Independent Bank Corp. (NASDAQ: INDB).  We offer a wide range of banking, investment, and insurance services to businesses and individuals through retail branches, commercial lending offices, investment management offices, and residential lending centers located in Eastern Massachusetts and Rhode Island, as well as through online, mobile and phone banking.

Personal and Business Deposits Accounts are FDIC Insured.

PERSONAL BANKING
  • Checking Accounts
  • Savings Accounts
  • FREE Rockland Trust Debt MasterCard®
  • Consumer Loans
  • Other Services
    • FREE online banking and bill pay
    • FREE mobile banking and mDeposit
    • FREE e-statements
    • FREE direct deposit
    • Overdraft privilege
    • CDs/IRAs
BUSINESS BANKING
  • Business Checking Accounts
  • Business Savings Accounts
  • Rockland Trust Business Debt MasterCard®
  • Business Credit Products
    • Small Business Loans and Lines of Credit
  • Business online banking and bill pay
  • Overdraft protection
  • Cash management services





Investment products offered by Rockland Trust Investment Management Group are:
Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value

A suite of banking and lending products for IMG clients* that offer exclusive access to personalized service and premium benefits.

Personal and Business Deposit Accounts are FDIC Insured.

Contact Us


Peter Costa, Vice President, Premier Product Account Manager

Contact Peter Costa

 
1PREMIER CHECKING
  • More than 95 Rockland Trust branches and over 145 ATMs
  • No Monthly Maintenance Fees
  • Free ATMs Nationwide**
  • Exclusive debit card with higher limits for purchases and cash withdrawals
  • Free standard-style checks or $15 towards alternate designs
  • Simplified online and mobile banking with higher mobile deposit limits


Should you close your Rockland Trust Investment Account, we will change your Premier Checking Account to a Rockland Complete Checking Account, or similar product type, subject to the current rates and fees associated with that account.

2PREMIER SAVINGS
  • No monthly maintenance fee
  • Withdraw at over 145 Rockland Trust ATMs
  • Attractive interest rates


Should you close your Rockland Trust Investment Account, we will change your Premier Savings Account to a Free Savings Account, or similar product type, subject to the current rates and fees associated with that account.

3PREMIER MONEY MARKET
  • Tiered interest rates
  • No monthly maintenance fee


Should you close your Rockland Trust Investment Account, we will change your Premier Money Market Account to a Money Market Savings Account, or similar product type, subject to the current rates and fees associated with that account.

4PREMIER HELOC
  • Preferred pricing and no closing costs or annual fee
5PREMIER SECURED LINE OF CREDIT
  • Access funds whenever you need them1
  • Direct deposit into Rockland Trust checking account
  • Book of checks for ongoing use of funds
  • Wire transfers free of cost
  • No origination fees on Premier Portfolio Secured Line of Credit
  • Borrow up to 65% of your market value2

*Premier Accounts are available to Rockland Trust customers with $1,000,000 or more invested with Rockland Trust’s Investment Management Group (IMG) and who will maintain this balance for at least 12 months.
**Premier Checking accounts will be reimbursed for surcharges charged by another institution for ATM withdrawals anywhere in the United States. Reimbursements will be reported to the IRS at the end of each tax year.
¹ Funds are initially available within one business day of delivery of signed documents.
2 Advanced rates vary based on risk level of investments.



Investment products offered by Rockland Trust Investment Management Group are:
Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value