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Worry-Free Checking

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Take the worry out of your checking account  open your account online

Worry-Free Checking

No one wants to fret over ATM fees, meeting minimum balance requirements, or running to the bank to make a deposit. With Worry-Free checking, you get quick and easy access to your money whenever, wherever, and however you want.
Never a minimum balance requirement or monthly maintenance fee.

  • FREE ATMs! Plus, two surcharge reimbursements per statement cycle¹
  • FREE mobile banking and mobile check deposit²
  • FREE online banking with bill pay
  • FREE first order of standard style checks with unlimited check writing
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No monthly deposit requirements

  • Online banking alerts and reminders.  
  • Set up alerts to help guard against fraudulent activity, prevent inadvertent overdrafts and much more.
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  • Check balances, pay bills, and make deposits
  • Smart ATMs - insert checks and cash directly into the deposit slot and make same day deposits³ until 7 p.m.
  • Instant issue debit card.  Receive your debit card on the spot when you open an account in one of the branches listed.  Then use your card to make purchases anywhere Mastercard is accepted.
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Find a Worry-Free Checking Branch Near You


To open a Worry-Free Checking account, open online or stop by any of the Rockland Trust branches listed below. Worry-Free Checking is available at these branches only.
  • Allston - 229 North Harvard Street  
  • Melrose - 27 Melrose Street
  • Arlington - 175 Broadway
  • Milton - 480 Adams Street
  • Boston - 93 Franklin Street
  • Newton - 170 Needham Street
  • Boston - 87 Seaport Boulevard
  • Newtonville - 40 Austin Street
  • Brighton - 435 Market Street
  • Norwood - 61 Lenox Street
  • Brookline - 264 Washington Street
  • Somerville - Davis Square, 399 Highland Avenue
  • Burlington - 170 Cambridge Street
  • Waltham - 1290 Main Street
  • Chestnut Hill - 1192 Boylston Street
  • Waltham - 75 Moody Street
  • Dedham - 749 Providence Highway
  • West Roxbury - 1920 Centre Street
  • Hyde Park - 1065 Truman Parkway
  • Westwood - 171 University Avenue
  • Hyde Park - 1196 River Street
  • Woburn - 275 Main Street
  • Jamaica Plain - 725 Centre Street

  • Medford - 270 Mystic Avenue

Worry-Free Checking Overview

Minimum opening deposit  $25
Monthly maintenance fee None
Minimum daily balance to waive monthly maintenance fee N/A




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1. Other institutions may impose a surcharge for use of their ATMs if not in the SUM® ATM Network. You will be reimbursed for up to two surcharges each statement period for cash withdrawals. Reimbursements will be reported to the IRS at the end of each tax year.
2. Mobile banking is offered as a free service of Rockland Trust. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.
3. Check deposits made by 7 p.m. will be available on the next business day. Cash deposits are available for immediate withdrawal. Exceptions may apply. See account agreement for details.