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Mortgage Rates

 Conforming Fixed Mortgage Rates

Product Rate Term Points Payment Per $1,000 Annual Percentage Rate (APR)
30 Year Fixed 4.250% 30 Years 0.000

$4.92

4.303%

15 Year Fixed 3.375% 15 Years 0.000 $7.09 3.461%

* IMPORTANT NOTICES: The Annual Percentage Rates (APR) shown here assume a 25% down payment and apply to minimum loan amounts of $275,000 up to maximum loan amounts of $417,000. All interest rates, APRs, and points are subject to change without notice. The actual APR may be higher based on credit history, loan to value ratio, the amount of credit requested, or other terms. Subject to credit approval.  The above rates assume an owner occupied single family primary residence with 720 FICO credit score based on a $275,000 loan amount. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. For loan scenarios outside these parameters please call 1-800-222-2299 or contact your local branch manager for details.

Conforming ARM Mortgage Rates

Product Rate Term Points Payment Per $1,000 Fully Indexed Rate % Term Payment Per $1,000 Annual Percentage Rate (APR)
3/1 ARM 3.250% 30 Years 0.000 $4.35 3.125% 27 Years $4.29 3.199%
5/1 ARM 3.250% 30 Years 0.000 $4.35 3.125% 25 Years $4.29 3.215%
7/1 ARM 3.625% 30 Years 0.000 $4.56 3.125% 23 Years $4.34 3.405%
* IMPORTANT NOTICES: The Annual Percentage Rates (APR) shown here assume a 25% down payment and apply to minimum loan amounts of $275,000 up to maximum loan amounts of $417,000. All interest rates, APRs, and points are subject to change without notice. The actual APR may be higher based on credit history, loan to value ratio, the amount of credit requested, or other terms.  Subject to credit approval. The above rates assume an owner occupied single family primary residence with 720 FICO credit score based on a $275,000 loan amount. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. For loan scenarios outside these parameters please call 1-800-222-2299 or contact your local branch manager for details.

Jumbo Fixed Mortgage Rates

Product Rate Term Points Payment Per $1,000 Annual Percentage Rate (APR)
30 Year Fixed Jumbo 4.250% 30 Years 0.000 $4.92

4.286%

20 Year Fixed Jumbo 4.250% 20 Years 0.000 $6.19 4.299%
15 Year Fixed Jumbo 3.750% 15 Years 0.000 $7.27 3.809%

* IMPORTANT NOTICES: The Annual Percentage Rates (APR) shown here assume a 25% down payment and applies to loan amounts of $417,001 up to maximum loan amount of $1,500,000. All interest rates, APRs, and points are subject to change without notice. The actual APR may be higher based on credit history, loan to value ratio, the amount of credit requested, or other terms.  Subject to credit approval. The above rates assume an owner occupied single family primary residence with 720 FICO credit score based on a $500,000 loan amount. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. For loan scenarios outside these parameters please call 1-800-222-2299 or contact your local branch manager for details.


Jumbo ARM Mortgage Rates

Product Rate Term Points Payment Per $1,000 Fully Indexed Rate % Term Payment Per $1,000 Annual Percentage Rate (APR)
5/1 ARM 3.250% 30 Years 0.00 $4.35 3.125% 25 Years $4.29

3.199%

7/1 ARM 3.625% 30 Years 0.00 $4.56 3.125% 23 Years $4.34

3.383%

 

* IMPORTANT NOTICES: The Annual Percentage Rates (APR) shown here assume a 25% down payment and applies to loan amounts of $417,001 up to maximum loan amount of $1,500,000. All interest rates, APRs, and points are subject to change without notice. The actual APR may be higher based on credit history, loan to value ratio, the amount of credit requested, or other terms.  Subject to credit approval. The above rates assume an owner occupied single family primary residence with 720 FICO credit score based on a $500,000 loan amount. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. For loan scenarios outside these parameters please call 1-800-222-2299 or contact your local branch manager for details.

Rates effective 09/17/2014

For refinancing existing first mortgages, see our
Express Mortgage Home Equity Loan Rates.


Ask about our FHA loans, and Mass Housing programs.

Contact a Loan Officer:

To contact a loan officer, call 800.222.2299 or email customer.service@rocklandtrust.com

or click here to locate a Loan Officer near you.

Find a Loan Office Near You