| 10/31/2025 | 1 Mth Ago | 1 Year Ago | |
|---|---|---|---|
| 
 US Benchmark Bond - 3 Mth  | 
3.81 | 
 3.94  | 
 4.54  | 
| 
 US Benchmark Bond - 6 Mth  | 
 3.82  | 
 3.84  | 
 4.46  | 
| 
 US Benchmark Bond - 2 Yr  | 
 3.60  | 
 3.61  | 
 4.16  | 
| 
 US Benchmark Bond - 5 Yr  | 
 3.71  | 
 3.74  | 
 4.15  | 
| 
 US Benchmark Bond - 10 Yr  | 
 4.09  | 
 4.15  | 
 4.28  | 
| 
 US Benchmark Bond - 30 Yr  | 
 4.66  | 
 4.73  | 
 4.48  | 
| 
 Gold  | 
 3,996.50  | 
 3,873.20  | 
 2,749.30  | 
| 
 Crude Oil  | 
 60.98  | 
 62.37  | 
 69.26  | 
| 
 US Dollar Index  | 
 99.63  | 
 97.45  | 
 103.88  | 
| 
 Bloomberg Commodity Index  | 
 107.30  | 
 104.63  | 
 98.10  | 
| 
 Prime Rate  | 
 7.00  | 
 7.25  | 
 8.00  | 
| 
 Federal Funds Rate  | 
 4.33  | 
 4.33  | 
 4.82  | 
| 
 Libor Rate 30 Day  | 
 4.96  | 
 4.96  | 
 4.96  | 
| 
 Libor Rate 3 Months  | 
 4.85  | 
 4.85  | 
 4.85  | 
| 
 30yr Fixed Mortgage  | 
 6.17  | 
 6.34  | 
 6.72  | 
| 
 Unemployment Rate  | 
 4.30%  | 
 4.30%  | 
 4.10%  | 
| 
 Average Single Family Home  | 
 401,600  | 
 401,600  | 
 401,600  | 
| 
 Capacity Utilization  | 
 77.40%  | 
 77.40%  | 
 77.08%  | 
| Indices | 
 Date 
10/31/2025 
 | 
 1 Mth 
% chg* 
 | 
 YTD 
% chg* 
 | 
 1 Year Ago 
% chg* 
 | 
|---|---|---|---|---|
| DJIA | 47,562.9 | 2.6% | 13.3% | 15.8% | 
| S&P 500 | 6,840.2 | 2.3% | 17.5% | 21.5% | 
| NASDAQ Composite | 23,725.0 | 4.7% | 23.5% | 32.0% | 
| 
 Russell 
1000 Value 
 | 
1,242.3 | 
 0.4% 
 | 
12.1% | 11.1% | 
| 
 Russell 
1000 Growth 
 | 
3,231.9 | 3.6% | 21.5% | 30.5% | 
| 
 Russell 
2000 
 | 
6,161.9 | 1.8% | 12.4% | 14.4% | 
| 
 Bloomberg 
Barclays U.S. Govt. 
Intrm. TR 
 | 
98.6 | 0.4% | 5.7% | 5.7% | 
| 
 MSCI EM 
(Emerging Markets) NR 
 | 
1,346.0 | 4.2% | 32.9% | 27.9% | 
| MSCI EAFE NR | 2,767.0 | 1.2% | 26.6% | 23.0% | 
| 
 U.S. Equity 
Sector 
Performance 
 | 
October | YTD | 
 1 Yr 
Ret. 
 | 
|---|---|---|---|
| Consumer Discretionary | 2.4% | 7.8% | 25.1% | 
| 
 Consumer Staples 
 | 
-2.3% | 1.5% | 1.0% | 
| Energy | -1.1% | 5.8% | 2.4% | 
| Financials | -2.8% | 9.6% | 14.3% | 
| Health Care | 3.6% | 6.3% | 0.0% | 
| Industrials | 0.5% | 18.9% | 17.7% | 
| Information Tech | 6.2% | 29.9% | 37.5% | 
| Materials | -5.0% | 3.8% | -5.8% | 
| 
 Communication 
Services 
 | 
1.9% | 26.8% | 35.4% | 
| 
 Utilities 
 | 
2.1% | 20.2% | 14.7% | 
| 
 Real Estate 
 | 
-2.6% | 3.4% | -1.6% |