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What We Offer
For Individuals & Families



Financial & Retirement Planning

A financial plan developed to pursue your goals, not ours.

What will your future hold? Whatever your plans and dreams, they likely require sound financial planning to reach them. Whether you're saving for your children's education or working toward the retirement lifestyle you want, our financial planners can help you create a long-term strategy that addresses your interests and needs.

We take time to understand your current situation involving finances, interests and lifestyle. From that, we weigh your short- and long-term goals and then provide a written analysis that lays out an investment strategy balanced with your risk tolerance.

Your financial health and stability are top priority, and we have a long history of providing informed, objective advice and thoughtful, comprehensive solutions for families just like yours. Let's start working toward your brighter future.

graphic showing financial planning steps

Working toward a rewarding future.

Do you know how much money you'll need to retire and what type of lifestyle you want? Whether your retirement is decades or just a few years away, our Retirement Planning services can help. At every stage leading up to and during retirement, our advisors provide appropriate investment guidance to keep you on track.

With our best-in-class investment options, we can customize a portfolio that meets your needs while always being available to explain complicated elements of investing, tax implications, and distributions.

At every turn, we're at your side with the advice and solutions you need to get the most out of retirement.

Let's start with a complimentary, professional consultation so we can understand your current situation and your desired destination.

For more information on retirement planning, please visit our Retirement Plan Participant Resource Center.



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Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value


Investment Management

We protect and build your wealth by focusing on minimizing downside risk through broad diversification.

To strike the proper investment balance, we build a foundation of core equity, core fixed-income and diversified fixed-income and equity assets, each serving a distinct purpose within your portfolio.

Our disciplined approach to investing includes a proprietary screening process and guidance from highly skilled managers.

We focus on asset managers who take a long-term view and minimize expenses while exhibiting a consistent risk-adjusted return profile.
investment management graphic


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Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value

Personal Insurance

Protect your family. Protect your legacy.

COUNSELING & PREPARATION
Our licensed advisors can help with reducing estate tax liability, distributing estate assets equitability, gifting strategies for non-profits, and planning for heirs.

INSURANCE SOLUTIONS
Long-Term Care: Addresses the expense of extended care, safeguards your assets and preserves quality of life for you and your family.
Life Insurance: Choose from various types, coverage and terms to protect your family.
Disability Insurance: Replaces a major portion of your income if you're injured or become too sick to work.



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Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value

Trust & Estate Services

Preparing your estate for future generations.

We provide professional, objective expertise and solutions to preserve and protect your wealth and legacy. We do this by serving as trustee, co-trustee and agent for trustee, as well as personal representative of estates. Our team has the fiduciary knowledge, professional experience, and sensitivity to help you and your family navigate complex legal, tax, administrative, and emotional issues. We collaborate with your attorney to carry out your desired planning goals and objectives.



FIDUCIARY SERVICES

  • Portfolio Management: Fiduciary expertise in trust and estate investment management
  • Trust Administration: Independent and professional management of trust assets closely following your directives
  • Legacy Planning: Transferring your wealth to the next generation, protecting assets, working with blended families, and fulfilling your philanthropic charity goals
  • Tax Expertise: Provide tax solutions to minimize wealth transfer and estate taxes, as well as preparation of trust, estate, and personal tax returns
  • Estate Settlement: Provide professional probate administration, post-mortem planning strategies, and preparation of fiduciary tax returns while minimizing the burden on family members
PLANNING & ADMINISTRATION

    • Living Trusts
    • Testamentary Trusts
    • Family Trusts
    • Marital Trusts
    • Generation-skipping Trusts
    • Charitable Trusts

Thinking of naming Rockland Trust Investment Management Group as the personal representative or trustee of your estate? Learn More

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Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value

Special Needs Services

Working toward a rewarding future.

Special Needs Trusts can be complex in nature and require professional expertise to execute properly. Partnering with Rockland Trust Special Needs Services team takes the complexity out of planning and gives you comfort in knowing the necessary steps have been taken to preserve both your family’s assets and expected government benefits. Our specialists offer not only expertise on the topic, but compassion and financial guidance to ensure your loved one with special needs is set up to live their best life.

Rockland Trust’s Special Needs Services is an extension of Rockland Trusts’ comprehensive wealth management offering and offers a tailored approach to meet each individual and family’s needs. In addition to offering trust administration services, our clients have access to additional needs-based services including insurance, financial planning, personal banking, and more.

Learn More about Special Needs Services.


Contact our Special Needs Services Team

Scott Scales
Vice President &
Relationship Manager
Contact Scott
June Zito
Vice President &
Relationship Manager
Contact June


Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value

Premier Banking

Making the most of your investment relationship.

A suite of banking and lending products for IMG clients* that offer exclusive access to personalized service and premium benefits.
Personal and Business Deposit Accounts are FDIC Insured.


PREMIER CHECKING1
  • More than 120 Rockland Trust branches and over 200 ATMs
  • No Monthly Maintenance Fees
  • Free ATMs Nationwide**
  • Exclusive debit card with higher limits for purchases and cash withdrawals
  • Free standard-style checks or $15 towards alternate designs
  • Simplified online and mobile banking with higher mobile deposit limits
PREMIER SAVINGS2
  • No monthly maintenance fee
  • Withdraw at over 200 Rockland Trust ATMs
  • Attractive interest rates
PREMIER MONEY MARKET3
  • Tiered interest rates
  • No monthly maintenance fee
PREMIER HELOC
  • Preferred pricing and no closing costs or annual fee
PREMIER PORTFOLIO SECURED LINE OF CREDIT
  • Access funds whenever you need them4
  • Direct deposit into Rockland Trust checking account
  • Book of checks for ongoing use of funds
  • Wire transfers free of cost
  • No origination fees on Premier Portfolio Secured Line of Credit
  • Borrow up to 65% of your market value5
Click here to read about how some of our clients with the Premier Portfolio Secured Line of Credit in place have taken advantage of this fast and flexible solution to access tax efficient liquidity without disrupting their long-term investment strategy.



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1Should you close your Rockland Trust Investment Account, we will change your Premier Checking Account to a Rockland Complete Checking Account, or similar product type, subject to the current rates and fees associated with that account.

2Should you close your Rockland Trust Investment Account, we will change your Premier Savings Account to a Free Savings Account, or similar product type, subject to the current rates and fees associated with that account.

3Should you close your Rockland Trust Investment Account, we will change your Premier Money Market Account to a Money Market Savings Account, or similar product type, subject to the current rates and fees associated with that account.

4Funds are initially available within one business day of delivery of signed documents.

5Advanced rates vary based on risk level of investments.

*Premier Accounts are available to Rockland Trust customers with $1,000,000 or more invested with Rockland Trust’s Investment Management Group (IMG) and who will maintain this balance for at least 12 months.

**Premier Checking accounts will be reimbursed for surcharges charged by another institution for ATM withdrawals anywhere in the United States. Reimbursements will be reported to the IRS at the end of each tax year.



Not Insured by FDIC or Any Other Government Agency / Not Rockland Trust Guaranteed / Not Rockland Trust Deposits or Obligations / May Lose Value