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Rockland Trust Home Equity Options

Tapping the equity in your home may be a good way to get the funds you need. With a variety of options available, you can borrow up to 80% of the current equity in your home.  We'll help you find the loan that meets your needs and payments that fit your monthly budget. Plus, any interest you pay may be tax deductible.*

You can use a home equity loan, line of credit, or Express Mortgage to:

  •  Consolidate debt
  • Finance education
  •  Unexpected expenses
  •  Home improvements

    Which loan is right for you:


    Home Equity Loan

     Home Equity Line of Credit

    Express Mortgage

      View Rates >> View Rates >> View Rates >>


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    Best if you need A one-time loan for a specific amount that you receive in a lump sum.  Access to a revolving line of credit with the flexibility to meet needs as they arise. A fixed rate term loan in 1st lien position. Available with repayment terms up to 20 years; quick, easy application with no closing costs.

    Interest Rate

    Fixed-rate that never changes.

    Variable rate based on the published Prime Rate.  Rate may change monthly.

    This refinancing option offers a low, fixed rate.


    Fixed monthly payments based on the amount borrowed and the interest rate for the life of the loan. 

    Variable monthly payment based on the amount you currently have outstanding and the current Prime Rate. Remember as you pay down your line of credit, funds become available for reuse.

    Fixed monthly payment based on the amount borrowed and the interest rate for the life of the loan. 

    Our application process is easy - and can be completed in just minutes.

    You can Apply Now or stop by any branch location, or call 800.222.2299.

    *Tax deductibility: Interest on any portion of the credit that is greater than fair market value of the house is not tax-deductible for Federal Income tax purposes. You should consult a tax advisor regarding the deductibility of interest and charges.

    Customer Service:

       Call 1.800.222.2299

      Weekdays: 7 am - 8 pm
    Saturday: 8 am - 5 pm

    Sunday: 11 am - 3 pm