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IRAs, 401(k)s & Rollovers

Retirement savings options made clear.

Take an active role in your retirement planning while leaning on us for thoughtful guidance. We'll help you understand eligibility requirements for various retirement accounts and which options fit best with what you're trying to achieve.

Find the retirement account that fits you

Rockland Trust can help you get there with various retirement account options, each addressing specific needs and including different tax benefits your advisor will explain.

Traditional IRAs: Contribute pre-tax dollars to your retirement, and pay taxes upon withdrawal. In some cases, your contributions are tax-deductible, but consult your tax advisor for details.

Roth IRAs: Contribute after-tax dollars, which means your contributions won't be tax-deductible. However, your distributions will be tax-free.
Rollover IRAs: We'll help you consolidate retirement savings accounts from previous jobs to make funds easier to manage and work collectively toward your retirement goals.

SEP IRAs: Business owners use these to make tax-deductible contributions on behalf of themselves and their employees.

401(k) Plans: Employers and sole proprietors set up these accounts to allow employees to defer a portion of their salary on a pre- or post-tax basis.

dollar bills and coins in a 401k jar

Securities and Insurance Products offered through LPL Financial and its affiliates members FINRA / SIPC

Rockland Trust Company and Rockland Trust Financial Services are not registered brokers/dealers and are not affiliated with LPL Financial.

Not FDIC Insured - Not Bank Guaranteed - May Lose Value - Not Insured by any Federal Government Agency - Not a Bank Deposit