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Government & Municipal Banking

city hall building

Call Us: 781.982.6774

Proudly Serving Massachusetts’ Cities and Towns Since 1907

Rockland Trust's Government Banking Department is dedicated to matching municipalities and public entities with the right solutions. We have a century-long history of serving towns, cities, schools and housing authorities in Massachusetts.

Protect your entity with our Practical Rules for Preventing Fraud

 Government Banking Made Simple

Rockland Trust's Government Banking department is dedicated to upholding our company motto of “Where Each Relationship Matters” by matching each public entity with the right solutions to meet their fiduciary responsibilities.


• Remote Deposit – By depositing checks directly from your location, you can keep your deposited items secure, save time and avoid employee travel expense and liability
• Net Image – Receive seven years of check images online
• Electronic Tax Payments Site – Electronically send federal and state tax payments and access history. A single sign on within online banking.
• State Aid Reports – Simplified electronic notification for state and monthly receipts


It’s important to see the big picture when managing your assets. We offer the following account types that can be tailored to your needs:
• Main Depository
• Payroll
• Vendor
• Trust/Escrow Sub-accounts

All accounts feature:

• FDIC insurance
• Collateralization available upon request
• Investment options
• Merchant services

Fraud Prevention Summary

According to the Hiscox Embezzlement Study, Municipalities/Government sectors were the second largest targets of fraud at 12.4% of reported cases with a median loss of over $68,000. We offer the tools to help protect your accounts against fraudulent attacks such as:

• Customized Account Reconciliation – Hand-balanced, complete reconciliation of
payroll and vendor accounts that sync back to your bank statement – provides a
variety of reporting, including a check paid file which can be customized to import
into any software (online versions only)

• Check Positive Pay – Compare your issued checks against checks presented for
payment, and flag any differences for review

• ACH Positive Pay aka ACH Block – Block all electronic ACH debits and credits
except authorized entries

• Online Banking – Ability to review accounts daily as part of your internal
reconciliation process and set up automated balance, history and transaction alerts

• Wire Notifications – Opt into email alerts of all outgoing and incoming wires to
select accounts directly from our Wire Room

"Rockland Trust offers a breadth of products for municipalities – all of which have provided excellent financial benefits for my town."

- Debra M. Blanchette, Town of Barnstable, Treasurer/Collector

Additional Resources

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