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Free Student Checking Account

Student Bank Account Made Easy.

Students face challenges every day, from studying for exams to getting to class.  Our Free Student Checking Account caters to these needs while keeping your busy day to day life in mind, including account security alerts and fraud detection tools to keep your account secure.

Get 24/7 Account Access at School or on the Go

Free Student Checking gives you flexibility to manage your money on your terms.

Free Student Checking1

  • No minimum balance requirement
  • No monthly maintenance fee
  • One overdraft fee rebate per calendar year
  • Free ATMs2 nationwide at Rockland Trust or SUM network ATMs
  • Rebate of one surcharge fee from a non-Rockland Trust ATM per statement period3

Bank when and where you want

  • Bank by phone, tablet or computer
  • Access mobile banking with your fingerprint or Face ID
  • Make purchases with your smartphone using Apple Pay®, Google PayTM, or Samsung Pay 4

Bank securely

  • Free SecurLOCKTM Equip app lets you turn your debit card on and off from your phone
  • Account alerts that keep you up-to-date on your account status
  • Zero Liability protects against unauthorized purchases made with your card online, by phone, or in person
  • Debit card instant-issued at branch
Visit one of our convenient branches to open a Free Student Checking account today.

Additional Resources

Helping you every step of the way

Meet with a Business Specialist 

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College Students Guide to Budgeting

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SecurLOCK™ Equip

The power to protect your Rockland Trust Debit Card is in your hands.
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Find a Branch


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Find a branch

1.You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.
2. Other institutions may impose a fee for use of their ATMs if not in the SUM Network.
3. Free Student Checking accounts will be reimbursed for one surcharge per statement period. Reimbursements will be reported to the IRS at the end of each tax year.
4. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung is a registered trademark of Samsung Electronics Co., Ltd.