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Free Checking

family playing in snow
Free Checking

     Features Include:

  • Debit MasterCard©
  • Free online banking with bill pay
  • Free mobile banking with mobile check deposit1
  • Free access to Rockland Trust's smart ATMs
  • Free first order of Standard style checks 


Open a FREE Checking Account today to enjoy the benefits of a free checking experience.

 

Experience the freedom of no minimum balance and no monthly maintenance fees!

Right to the point.

 
We know that signing up for free checking means more than just opening a free checking account. It’s about finding a neighborhood bank to support your personal financial goals. Rockland Trust supports these goals, and we have different options for your personal needs. Maybe you don't want to worry about maintaining balances and free checking matters most to you. Or perhaps it's the access and convenience of more than 80 branches and over 100 ATM locations. Or maybe you're looking for a great account that recognizes you for doing more with us. Join the Rockland Trust community and open a checking account with us today.

Find a Rockland Trust Branch

Free Checking delivers exactly what you need, without a bunch of stuff you don't. 
   
  • No minimum balance requirement or monthly maintenance fee

  • Free access to Rockland Trust's smart ATM's

Rockland Complete Checking
A checking account that rewards you for you doing more.
INTEREST RATE  ANNUAL PERCENTAGE YIELD (APY)  MINIMUM BALANCE TO OBTAIN APY  MINIMUM DEPOSIT TO OPEN ACCOUNT COMPOUNDED 
0.05% 0.05% $1 $500 Monthly
Advantage Checking
Earn interest on deposits and manage your account from virtually anywhere.
INTEREST RATE  ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN ACCOUNT COMPOUNDED
0.01% 0.01% $1 $25 Monthly
 
Rates are current as of January 4, 2018.
 
 
Questions about our checking product rates?
Give us a call at 508-732-7072
or visit your local branch!
Q: Help! I ran out of checks, how do I re-order them?
A: Simple! If you are in need of re-ordering your checks, you can click here, or give us a call at 508-732-7072 and we can assist you further with your order!
Q: How much does Rockland Trust mobile banking cost?
A: There is no charge associated with this service. However, there may be charges associated with text messaging and data usage on your phone. Check with your wireless phone carrier for more information.
Q: Can I open any type of checking account online?
A: Yes! If you'd like to open a Free Checking, Advantage Checking, Rockland Complete Checking or Student Checking account online, simply click here!
“I've banked with Rockland Trust for 15 years. I'm always greeted with a smile and a hello from tellers who miraculously know my name! Patrice, the Mashpee branch manager is knowledgeable and more than helpful, she truly cares!”
          - Charlotte G. of Mashpee, MA
“You guys are by far the best, friendliest, and most efficient customer service I have ever used. Thank you!”
         - Tara L. of Boston, MA
“I can't say enough good things about the people who work at Rockland Trust, especially the branch in Davis SQ. I don't THINK most banks would actually individually help their customers, like Kevin did for me yesterday by calling me personally about a matter that I needed to attend to, that I didn't realize. I know the bank has good policies and also are ahead of the curve on technology and the use thereof. But linking pure customer service ie: relationships with the services is unique. That's what I think and that's why I have been going to this branch for 40 years! Thanks everyone!”
         - Betsy L. of Somerville, MA
With 85 branches and 125 ATM's throughout MA and RI, we are here when you need us.
Exterior of Rockland Trust branch in MA & RI 
1. Mobile banking is offered as a free service of Rockland Trust. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.

Additional Resources

Helping you every step of the way

SecurLOCK™ 

Equip App

The power to protect your Debit Card is in your hands. With the SecurLOCKTM Equip app you can lock and unlock your debit card for purchases, select geographic locations where your card can be used and more.

Not sure which checking product is right for you?

Our checking options include Free Checking, Advantage Checking, Rockland Complete Checking and Student Checking. Each option provides convenient access to our money through multiple channels.

Advice on how to save properly

In our fast-paced society, money is quickly spent as people look for the bigger and better. This is not wise, however, as financial security will start to crumble. There are distinct characteristics that separate savers from spenders. Learn more on how to save the smart way with these habits.

Looking for a Savings Account?

No matter what you are saving for, Rockland Trust has an option for you. We have a variety of saving account options for you to choose from to reach your personal and family financial goals. Let Rockland Trust help you reach them.

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