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Free Checking Account

Key Benefits of Opening a Free Checking Account:

  • No minimum balance requirement or monthly maintenance fee
  • Free access to Rockland Trust's ATM's
  • Free first order of standard checks
  • Free access to Online Banking and Mobile Banking1
  • Includes a Rockland Trust Mastercard® Debit Card
Here's what you need to apply:
  • Address, phone number, email, and social security number.
  • Identification, such as a driver’s license, State ID, passport, military ID, or MA firearms ID.
  • An existing Rockland Trust account or a credit/debit card to fund your new account.

Have questions? Visit a branch in-person if any help is needed for opening an account.

find a branch

Benefits of a Free Checking Account

We know that signing up for free checking means more than just opening a free checking account. It’s about finding a neighborhood bank to support your personal financial goals. Rockland Trust supports these goals, and we have different checking options for your personal needs.

Maybe you don't want to worry about maintaining balances and free checking matters most to you. Or perhaps it's the access and convenience of more than 120 branch locations to over 200 ATMs. Or maybe you're looking for an online checking account the gives you access 24/7. Join the Rockland Trust community and open a checking account with us today.

Open your checking account online.
Questions about our checking product rates?
Give us a call at 508-732-7072
or visit your local branch!

Rockland Complete Checking
A checking account that rewards you for you doing more.
Advantage Checking
Earn interest on deposits and manage your account from virtually anywhere.

Student Checking2
Get 24/7 account access at school or on the go.

Questions about our checking product rates?
Give us a call at 508-732-7072
or visit your local branch!

Q: Help! I ran out of checks, how do I re-order them?
A: Simple! If you are in need of re-ordering your checks, you can click here, or give us a call at 508-732-7072 and we can assist you further with your order!
Q: How much does Rockland Trust mobile banking cost?
A: There is no charge associated with this service. However, there may be charges associated with text messaging and data usage on your phone. Check with your wireless phone carrier for more information.
Q: Can I open any type of checking account online?
A: Yes! If you'd like to open a Free Checking, Advantage Checking, Rockland Complete Checking or Student Checking account online, simply click here!

With more than 120 branches and over 200 ATM's throughout MA and RI, we are here when you need us.
Exterior of Rockland Trust bank near me MA & RI 
1 Mobile banking is offered as a free service of Rockland Trust. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.
2 You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.

Additional Resources

Helping you every step of the way


Equip App

The power to protect your Debit Card is in your hands. With the SecurLOCKTM Equip app you can lock and unlock your debit card for purchases, select geographic locations where your card can be used and more.

Not Sure Which Checking Product Is Right for You?

Our checking options include Free Checking, Advantage Checking, Rockland Complete Checking and Student Checking. Each option provides convenient access to our money through multiple channels.

Advice on How to Save Properly

In our fast-paced society, money is quickly spent as people look for the bigger and better. This is not wise, however, as financial security will start to crumble. There are distinct characteristics that separate savers from spenders. Learn more on how to save the smart way with these habits.

Looking for a Savings Account?

No matter what you are saving for, Rockland Trust has an option for you. We have a variety of saving account options for you to choose from to reach your personal and family financial goals. Let Rockland Trust help you reach them.

learn more about looking for savings account