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Home Equity Loans

Borrow a lump sum of money at a fixed rate.

When you have a large, fixed expense you want to address, consider a Home Equity Loan that delivers a specific amount of money with a competitive, unchanging interest rate. Your home in Massachusetts or Rhode Island can hold the key to financing home projects, debt consolidation, education and medical costs, or any number of expenses.

Featured Home Equity Loan Rates

Tap into your home's equity with a loan    apply online

$25,000 - $49,999 4.99% 



$50,000 - $74,999 4.75%




$75,000 - $400,000 3.99% 




The Annual Percentage Rate (APR) quoted is the lowest rate available as of June 19, 2017. Subject to credit approval.

Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature.  Home Equity Loan is available for loan amounts between $25,000 and $400,000.

Advertised rates available for 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 80% or less as determined by an on-line statistical appraisal acceptable to Lender. If an on-line value is not available, a certified property appraisal may be required.

Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 4.99% and a term of 20 years has a monthly payment per thousand of $6.59. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details.

Choose the home loan that's best for you.

You'll get your money in a lump sum, with terms available from 5 to 20 years. During that time, your interest rate and monthly payment will remain the same, giving you certainty in your budget. Plus, there are no closing costs or annual fees, so more of your money can be used to address your goals.

Typically, you need a loan-to-value (LTV) ratio of 80% or less to be eligible.

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Schedule an appointment at one of our branches - it only takes about 15 minutes to complete the application and we'll follow up with you in just 3-5 business days -  or apply online. 

Choose the home loan that's best for you  VIEW LOAN OPTIONS

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1. Calculator is for estimation purposes only. Actual loan amounts may vary based on borrower's unique circumstances.