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Express Mortgage


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A relationship you can count on for years to come 

Express Mortgage is a home equity loan, with a fixed rate and term in the 1st lien position.  It provides fixed monthly payments based on the amount borrowed and the interest rate for the life of the loan. 
Choose terms up to 20 years.
It features a quick and easy application with no closing costs. Apply in as little as 15 minutes.




Featured Express Mortgage Loan Rate

Start the process today    apply online

*  The Annual Percentage Rate (APR) quoted is the lowest rate available as of June 15, 2018. Subject to credit approval.

Advertised rates as listed require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature.

Express Mortgage is available for loan amounts between $25,000 and $400,000. Loan must be in first lien position.

Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt. Advertised rates available for 1 – 4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% as determined by an on-line statistical appraisal acceptable to Lender.

If the loan amount exceeds $225,000, or an on-line value is not available, a certified property appraisal may be required.  Hazard Insurance is required. Flood insurance may be required.

A $150,000 Express Mortgage with an APR of 4.25% and a term of 20 years would have a monthly payment per thousand of $6.19. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details.
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1.  Calculator is for estimation purposes only. Actual loan amounts may vary based on borrower's unique circumstances.