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Express Mortgage

Refinancing your home is faster and easier than you may think.

With the Rockland Trust Express Mortgage enjoy lower monthly payments and other benefits that come with refinancing your mortgage.

With no points and no closing costs, our Express Mortgage is a hassle-free refinancing option for loans of up to $400,000. You get a fixed interest rate for the life of the loan, whether you choose terms of 5, 10,15, or 20 years.  

Featured Express Mortgage Loan Rate

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  ANNUAL PERCENTAGE RATE 
    LOAN AMOUNT
5 YEARS 10 YEARS 15 YEARS 20 YEARS
$25,000 - $49,999 4.375% 

4.500% 

4.500% 

4.625% 
$50,000 - $74,999 4.125% 

4.250%  

4.250% 

4.375%  

$75,000 - $149,999 3.375% 

3.500%

3.750%

3.875% 

$150,000 - $400,000 3.250% 

3.500%

3.625% 

3.875% 

The Annual Percentage Rate (APR) quoted is the lowest rate available as of June 19, 2017. Subject to credit approval.

Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $400,000. Loan must be used for refinancing property and must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt.

Advertised rates available for 1 – 4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 80% as determined by an on-line statistical appraisal acceptable to Lender. If the loan amount exceeds $225,000, or an on-line value is not available, a certified property appraisal may be required.

Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 3.875% and a term of 20 years would have a monthly payment per thousand of $5.99. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See Banker for details.

VIEW ALL LOAN OPTIONS