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Home Equity Products

Loans and lines provide the money you need.

When you have major projects or expenses on the horizon, we can help you borrow money available from your home's equity.

 
With competitive rates and quick closings, our home equity options let you take advantage of your home's growing value with payments that fit your budget.  Whether it's for home renovations, travel or college tuition, we'll help you find the right solution for your situation.

Apply online for a home equity loan or line of credit through the new Home Equity Customer Portal. Some new features include:
  • Can be utilized both on your desktop computer or mobile device/tablet
  • No log in required
  • Customers have the ability to upload their supporting documentation directly to the site and it will flow directly to the processing team for review
  • Ability to check the status of an application for updates

Home Equity Options

Home Equity Loan

  • One-time funding
  • Fixed rate that never changes.
  • Fixed monthly payment based on the amount borrowed and the interest rate for the life of the loan
  • • No upfront fees

    • Competitive rates

    • Predictable, fixed monthly payments
  • Learn More

    View Rates

Home Equity Line of Credit

  • Funds to meet future needs as they arise
  • Variable rate tied to the prime rate
  • Variable: Monthly payment is based on the amount you currently have outstanding and the current Prime Rate

    Interest-only: Monthly payment is based on the amount of your accrued finance charges or $50, whichever is greater during the draw period.

    Fixed-rate loan conversion option: Get the flexibility of a line of credit with the predictability of a fixed-rate loan
  • • Flexible repayment options with no upfront fees

    • As you pay down your line of credit, funds become available for reuse

    • Ability to lock in a fixed rate on existing balances
  • Learn More

    View Rates

Express Mortgage

  • To refinance and get cash at close
  • Fixed rate that never changes.
  • Fixed monthly payment based on the amount borrowed and the interest rate for the life of the loan
  • • Refinance with no points or closing costs

    • Lock in a fixed rate

    • A quick, easy application

    • Terms up to 20 years
  • Learn More

    View Rates

Additional Resources

Helping you every step of the way

Home Equity Frequently Asked Questions

Apply Today It's quick and simple

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Apply at a Local Branch

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What You Should Know About Home Equity Lines of Credit

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