Now with a Fixed Rate Loan Conversion Option
| LOAN AMOUNT | ANNUAL PERCENTAGE RATE | |
|---|---|---|
| $25,000 - $74,999 | Prime Rate + 0.99% | 8.490 % |
| $75,000 - $124,999 | Prime Rate - 0.26% | 7.240 % |
| $125,000 - $750,000 |
Prime Rate - 0.51%
|
6.990 % |
Prime Rate is 7.50% as of July 7, 2025.
The Annual Percentage Rate (APR) quoted is the lowest rate available as of July 7, 2025. Subject to credit approval.
Advertised rates require monthly automatic repayment from a Rockland Trust checking account, a minimum initial draw of $25,000 and maintaining a daily minimum balance of $25,000 for the first 30 days after the draw period begins (disbursement date). Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features.
As of July 7, 2025, the Prime Rate is 7.50%, resulting in a fully indexed APR of 6.99%. APR of 6.99% is subject to change and may increase after consummation. The corresponding APR will never be less than 3.99% or more than 18.00% per Annum. Advertised rate available for lines of credit between $125,000 and $400,000 on 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 75% or less, and for lines of credit greater than $400,000 and up to $750,000 with a combined loan to value ratio (CLTV) of 75% or less as determined by a valuation acceptable to the lender. Other home equity lines of credit outside of these parameters are available.
Hazard insurance is required. Flood insurance may be required. If you pay off the entire balance and close your line of credit account within 24 months of consummation, a $500 early termination fee may be charged. Other restrictions may apply. See a Banker for details.
| ANNUAL PERCENTAGE RATE | ||||
|---|---|---|---|---|
| LOAN AMOUNT | 5 YEARS | 10 YEARS | 15 YEARS | 20 YEARS |
| $25,000 - $49,999 | 9.999% | 9.999% | 9.624% | 9.624% |
| $50,000 - $74,999 | 9.249% | 8.874% | 8.749% | 8.749% |
| $75,000 - $149,999 | 8.874% | 8.374% | 8.374% | 8.374% |
| $150,000 - $400,000 | 8.124% | 8.124% | 8.124% | 8.124% |
Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 75% or less as determined by a valuation acceptable to the lender.
| ANNUAL PERCENTAGE RATE | ||||
|---|---|---|---|---|
| LOAN AMOUNT | 5 YEARS | 10 YEARS | 15 YEARS | 20 YEARS |
| $25,000 - $49,999 | 9.499% | 9.499% | 9.124% | 9.124% |
| $50,000 - $74,999 | 8.749% |
8.249% | 7.99% | 7.999% |
| $75,000 - $149,999 | 8.124% | 7.624% | 7.499% | 7.499% |
| $150,000 - $500,000 | 7.374% | 7.249% | 7.249% | 7.249% |
Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 75% or less as determined by a valuation acceptable to the lender.
Rockland Trust Online Banking gives you a variety of services that help you use and manage your accounts, whenever and wherever you want.
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Rockland Trust makes it easy to manage all of your accounts with our simple online portals.
Rockland Trust gives you a variety of services that help you use and manage your accounts, whenever and wherever you want.
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