Prime Rate is 7.00% as of November 3, 2025.
The Annual Percentage Rate (APR) quoted is the lowest rate available as of November 3, 2025. Subject to credit approval.
Advertised rates require monthly automatic repayment from a Rockland Trust checking account, a minimum initial draw of $25,000 and maintaining a daily minimum balance of $25,000 for the first 30 days after the draw period begins (disbursement date). Other loan programs for this type of credit are offered by Rockland Trust that do not include automatic repayment features.
As of November 3, 2025, the Prime Rate is 7.00%, resulting in a fully indexed APR of 6.490%. APR of 6.490% is subject to change and may increase after consummation. The corresponding APR will never be less than 3.99% or more than 18.00% per Annum. Advertised rate available for lines of credit between $125,000 and $400,000 on 1 to 4 family owner occupied properties with a combined loan to value ratio (CLTV) of 75% or less, and for lines of credit greater than $400,000 and up to $750,000 with a combined loan to value ratio (CLTV) of 75% or less as determined by a valuation acceptable to the lender. Other home equity lines of credit outside of these parameters are available.
Hazard insurance is required. Flood insurance may be required. If you pay off the entire balance and close your line of credit account within 24 months of consummation, a $500 early termination fee may be charged. Other restrictions may apply. See a Banker for details.
Home Equity Loan Rates
|
ANNUAL PERCENTAGE RATE |
| LOAN AMOUNT |
5 YEARS |
10 YEARS |
15 YEARS |
20 YEARS |
| $25,000 - $49,999 |
9.624% |
9.624% |
9.629% |
9.249% |
| $50,000 - $74,999 |
9.229% |
8.499% |
8.374% |
8.374% |
| $75,000 - $149,999 |
8.374% |
7.999% |
7.874% |
7.874% |
| $150,000 - $400,000 |
7.749% |
7.624% |
7.499% |
7.499% |
The Annual Percentage Rate (APR) quoted is the lowest rate available as of November 3, 2025. Subject to credit approval.
Advertised rates require monthly automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Home Equity Loan is available for loan amounts between $25,000 and $400,000.
Advertised rates available on 1-4 family owner occupied properties with a combined loan to value ratio (CLTV) of 75% or less as determined by a valuation acceptable to the lender.
Hazard insurance is required. Flood insurance may be required. A $150,000 Home Equity Loan with an APR of 7.499% and a term of 20 years has a monthly payment per thousand of $8.06. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See a Banker for Details.
|
ANNUAL PERCENTAGE RATE |
| LOAN AMOUNT |
5 YEARS |
10 YEARS |
15 YEARS |
20 YEARS |
| $25,000 - $49,999 |
9.124% |
9.124% |
8.749% |
8.749% |
| $50,000 - $74,999 |
8.729%
|
7.874% |
7.624% |
7.624% |
| $75,000 - $149,999 |
7.624% |
7.249% |
7.124% |
7.124% |
| $150,000 - $500,000 |
6.999% |
6.874% |
6.874% |
6.874% |
The Annual Percentage Rate (APR) quoted is the lowest rate available as of November 3, 2025. Subject to credit approval.
Advertised rates listed above require automatic repayment from a Rockland Trust checking account. Other loan programs for this type of credit are offered by Rockland Trust that do not include an automatic repayment feature. Express Mortgage is available for loan amounts between $25,000 and $500,000. Loan must be in first lien position. Published rates do not apply to loans used to refinance or pay down existing Rockland Trust Mortgage or Home Equity Debt.
Advertised rates available on 1-4 family owner occupied properties and second/vacation homes with a Loan to Value ratio (LTV) of 75% or less as determined by a valuation acceptable to the lender.
Hazard Insurance is required. Flood insurance may be required. A $150,000 Express Mortgage with an APR of 6.874% and a term of 20 years would have a monthly payment per thousand of $7.68. Payment example does not include taxes or insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. See
Banker for details.
