Checking Products

Find The Right Account To Match Your Checking Needs

All of our accounts provide convenient access to your money through multiple channels. As a community bank in Massachusetts and Rhode Island, we understand our neighbors have various goals and needs, so we make sure we deliver options to help everyone find the checking account that works perfectly.

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FEATURES	FREE CHECKING	ADVANTAGE CHECKING	ROCKLAND COMPLETE CHECKING	STUDENT CHECKING¹
Interest Bearing	No	check rates	check rates	No
Monthly Maintenance Fees	No minimum balance requirement or monthly maintenance fee.	$8 monthly maintenance fee waived with $500 minimum daily balance.	$25 monthly maintenance fee waived for the first three months; thereafter a combined $25,000 balance is required.²	No minimum balance requirement or monthly maintenance fee.
Chip-enabled debit card	Yes	Yes	Yes-Gold	Yes
Free access to Online Banking & Mobile App	Yes	Yes	Yes	Yes
Non Rockland Trust ATM Access	Withdrawal $2.00 Transfers: $1.50 Balance Inquiries: $1.50 ATM Owner may assess a surcharge.	No fee from Rockland Trust. ATM Owner may assess a surcharge.	No fee from Rockland Trust. Unlimited Rebates³ of other bank’s ATM Surcharge per statement period.	No fee from Rockland Trust. One Rebate of other bank’s ATM Surcharge per statement period.⁴ ATM Owner may assess a surcharge.
Standard-style checks	First order free.	First order free.	Free standard-style checks or $15.00 towards alternate designs.	Standard pricing applies.
Can be opened in a branch	branch locator	branch locator	branch locator	branch locator
Can be opened online	OPEN ONLINE	OPEN ONLINE	OPEN ONLINE	OPEN ONLINE
Learn More	Free checking	Advantage Checking	Rockland Complete Checking	Student Checking

1. You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.

2. The monthly maintenance fee will be assessed if the eligible combined balances fall below $25,000. Eligible balances include the average daily balances in your eligible checking, savings, money market accounts, CDs, and any outstanding loan balances which include outstanding loan balances for home equity lines of credit and home equity loans including Express Mortgage products. IRA CD balances are not included.

3. Rockland Complete Checking accounts will be reimbursed for surcharges charged by another institution for ATM withdrawals anywhere in the United States. Reimbursements will be reported to the IRS at the end of each tax year.

4. Free Student Checking accounts will be reimbursed for one surcharge per statement period. Reimbursements will be reported to the IRS at the end of each tax year.

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Checking Products

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