Checking Products

From basic to all the bells and whistles...

All of our accounts provide convenient access to your money through multiple channels. As a community bank in Massachusetts and Rhode Island, we understand our neighbors have various goals and needs, so we make sure we deliver options to help everyone find the checking account that works perfectly.

FEATURES	FREE CHECKING	ADVANTAGE CHECKING	ROCKLAND COMPLETE CHECKING	STUDENT CHECKING¹	18/65 CHECKING
Interest Bearing	No	check rates	check rates	No	check rates
Monthly Fees	No minimum balance requirement or monthly maintenance fee	$8 monthly maintenance fee waived with $500 minimum daily balance.	$25 monthly maintenance fee waived for the first three months; thereafter, with a combined balance of $25,000.²	No minimum balance requirement or monthly maintenance fee	No minimum balance requirement or monthly maintenance fee
Comes with a Debit MasterCard®	Yes	Yes	Yes	Yes	Yes
Free access to Online Banking & Mobile App	Yes	Yes	Yes	Yes	Yes
Non Rockland Trust ATM Access	Withdrawal $2.00 Transfers: $1.00 Balance Inquiries: $1.00 ATM Owner may assess a surcharge. No Surcharge is assessed by if the ATM is part of the SUM Network®	No Fee From Rockland Trust. ATM Owner may assess a surcharge. No Surcharge is assessed if the ATM is part of the SUM Network®	No Fee From Rockland Trust. Unlimited Rebates³ of other bank’s ATM Surcharge per statement period	No Fee From Rockland Trust. One Rebate of other bank’s ATM Surcharge per statement period⁴ ATM Owner may assess a surcharge. No Surcharge is if the ATM is part of the SUM Network®	Withdrawal $2.00 Transfers: $1.00 Balance Inquiries: $1.00 ATM Owner may assess a surcharge. No Surcharge is assessed by if the ATM is part of the SUM Network®
Checks	First Order Free	First Order Free	Free Standard Style Discount on Premium Styles	Prices Vary	Free Standard Style
Can be opened in a branch	branch locator	branch locator	branch locator	branch locator	branch locator
Can be opened online	open online	open online	open online
Learn More	Free checking	Advantage Checking	Rockland Complete Checking	Student Checking	18/65 Checking

1. You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.

2. The monthly maintenance fee will be assessed if the eligible combined balances fall below $25,000. Eligible balances include the average daily balances in your eligible checking, savings, money market accounts, CDs, and any outstanding loan balances which include outstanding loan balances for home equity lines of credit and home equity loans including Express Mortgage products. IRA CD balances are not included.

3. Rockland Complete Checking accounts will be reimbursed for surcharges charged by another institution for ATM withdrawals anywhere in the United States. Reimbursements will be reported to the IRS at the end of each tax year.

4. Free Student Checking accounts will be reimbursed for one surcharge per statement period. Reimbursements will be reported to the IRS at the end of each tax year.

From basic to all the bells and whistles...

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