1. You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.
2. The monthly maintenance fee will be assessed if the eligible combined balances fall below $25,000. Eligible balances include the average daily balances in your eligible checking, savings, money market accounts, CDs, and any outstanding loan balances which include outstanding loan balances for home equity lines of credit and home equity loans including Express Mortgage products. IRA CD balances are not included.
3. Rockland Complete Checking accounts will be reimbursed up to a maximum of $10 in surcharges per statement period. The $10 covers any surcharges charged by another institution for ATM withdrawals anywhere in the United States. Reimbursements will be reported to the IRS at the end of each tax year.
4. Free Student Checking accounts will be reimbursed for one surcharge per statement period. Reimbursements will be reported to the IRS at the end of each tax year.