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Checking Products

From basic to all the bells and whistles...


All of our accounts provide convenient access to your money through multiple channels. As a community bank in Massachusetts and Rhode Island, we understand our neighbors have various goals and needs, so we make sure we deliver options to help everyone find the checking account that works perfectly.

FEATURES  FREE CHECKING  ADVANTAGE  CHECKING  ROCKLAND COMPLETE CHECKING  STUDENT CHECKING¹  18/65 CHECKING 

Interest Bearing

No
check rates check rates
No
check rates
Monthly Fees No minimum balance requirement or monthly maintenance fee
$8 monthly maintenance fee waived with $500 minimum daily balance.
$25 monthly maintenance
fee waived for the first three
months; thereafter, with a
combined balance of $25,000.²
No minimum balance requirement or monthly maintenance fee No minimum balance requirement or monthly maintenance fee
Comes with a Debit MasterCard® Yes Yes Yes  Yes  Yes 
Free access to Online Banking & Mobile App
Yes Yes Yes Yes Yes
Non Rockland Trust ATM Access
Withdrawal $2.00
Transfers: $1.00
Balance Inquiries: $1.00
ATM Owner may assess a surcharge.
No Surcharge is assessed by if the ATM is part of the SUM Network®

No Fee From Rockland Trust.

ATM Owner may assess a surcharge.  No Surcharge is assessed if the ATM is part of the SUM Network®

No Fee From Rockland Trust.

Unlimited Rebates³  of other
bank’s ATM Surcharge per
statement period

 

No Fee From Rockland Trust.

One Rebate of other bank’s ATM Surcharge per statement period4

ATM Owner may assess a surcharge.  No Surcharge is if the ATM is part of the SUM Network®

Withdrawal $2.00
Transfers: $1.00
Balance Inquiries: $1.00
ATM Owner may assess a surcharge.
No Surcharge is assessed by if the ATM is part of the SUM Network®
Checks First Order Free First Order Free
Free Standard Style
Discount on Premium Styles
Prices Vary Free Standard Style
Can be opened in a branch branch locator branch locator branch locator branch locator branch locator
Can be opened online open online open online open online


Learn More
Free checking Advantage Checking Rockland Complete Checking Student Checking 18/65 Checking
1. You must be a full or part-time student between the ages of 16 and 24. Effective on your 25th birthday, your account will be converted to a similar product type.

2. The monthly maintenance fee will be assessed if the eligible combined balances fall below $25,000. Eligible balances include the average daily balances in your eligible checking, savings, money market accounts, CDs, and any outstanding loan balances which include outstanding loan balances for home equity lines of credit and home equity loans including Express Mortgage products. IRA CD balances are not included.

3. Rockland Complete Checking accounts will be reimbursed for surcharges charged by another institution for ATM withdrawals anywhere in the United States. Reimbursements will be reported to the IRS at the end of each tax year.

4.  Free Student Checking accounts will be reimbursed for one surcharge per statement period. Reimbursements will be reported to the IRS at the end of each tax year.