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Free Savings

Get on track to reach your goals.

A solid savings account is an important part of your finances. With our Free Savings, your money will grow at our competitive rate. You can add to your account anytime to maintain momentum, and you always have access to your money when you need it. As a community bank serving Massachusetts and Rhode Island neighbors, we're focused on helping you improve your financial standing.

Start Building Your Foundation.  Open an account online


 
CURRENT INTEREST
RATE
ANNUAL PERCENTAGE
YIELD (APY) 
MINIMUM BALANCE
TO OBTAIN APY 
 MINIMUM DEPOSIT TO 
OPEN ACCOUNT
COMPOUNDED
Free Savings 0.02% 0.02% $1 $25 Monthly
Rates effective as of 7/19/2017

Kick-start your savings.

Opening this account is the first step toward stronger savings.

  • Open with $25 minimum deposit
  • No monthly maintenance fee or minimum balance requirement
  • Manage your account through online and mobile banking
  • Set up automatic transfers to build your savings quicker
  • Includes ATM card for convenient access

Jar of Coins

Rockland Trust ATM: Free

SUM Network® ATM: $2, no surcharge from the other bank

Non-Rockland Trust ATMs: $2, other bank may apply a surcharge











Additional Resources

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Account Selector

Not sure what account is best for you? Use our account selector tool.

Savings Advice

Read about these 9 Habits of Successful Savers

SecurLOCK™ Equip

The power to protect your Debit Card is in your hands.
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Transaction Limits: You may make an unlimited number of withdrawals or transfers from your savings account so long as they are done in person at one of our ATMs or branch locations. However, federal regulations limit your ability to make certain types of withdrawals and transfers from these accounts. Under these regulations any transfers or transactions from your savings account to another of your accounts with us or to third parties by preauthorized or automatic means, personal computer (including online banking or bill payment services) or telephone (including facsimile or data transmission) are considered “Limited Transactions.” You are limited to a total of six (6) Limited Transactions from your savings account per statement cycle period. If you exceed your Limited Transaction limit on your Free Savings Account we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.