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Savings, CD's and Money Market Rates

Get on track to reach your goals.

A solid savings account is an important part of your finances. With a Rockland Trust Savings Account, your money will grow at our competitive rates. You can add to your account anytime to maintain momentum, and you always have access to your money when you need it. As a community bank serving our New England neighbors, we're focused on helping you improve your financial standing.

Rates are current as of June 14, 2018 and are subject to change


Free Savings 


open your account online


CURRENT INTEREST RATE   ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OBTAIN APY  MINIMUM DEPOSIT TO OPEN ACCOUNT   COMPOUNDED
0.02% 0.02% $1 $25 Monthly
Transaction Limits: You may make an unlimited number of withdrawals or transfers from your savings account so long as they are done in person at one of our ATMs or branch locations. However, federal regulations limit your ability to make certain types of withdrawals and transfers from these accounts. Under these regulations any transfers or transactions from your savings account to another of your accounts with us or to third parties by pre-authorized or automatic means, personal computer (including online banking or bill payment services) or telephone (including facsimile or data transmission) are considered “Limited Transactions.” You are limited to a total of six (6) Limited Transactions from your savings account per statement cycle period. If you exceed your Limited Transaction limit on your Free Savings Account we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.


Certificate of Deposit 


TERM  CURRENT INTEREST RATES  ANNUAL PERCENTAGE YIELD (APY)  MINIMUM DEPOSIT TO OPEN ACCOUNT  COMPOUNDED 
6-Month CD 0.25% 0.25% $1,000 Daily
8-Month CD* 1.00% 1.00% $1,000 Daily
1-Year CD* 1.34% 1.35% $1,000 Daily
15-Month CD* 0.95% 0.95% $1,000 Daily
18-Month CD* 1.73% 1.75% $1,000 Daily
2-Year IRA CD** 1.98% 2.00% $1,000 Daily
2-Year CD 0.75% 0.75% $1,000 Daily
3-Year Cd 1.00% 1.00% $1,000 Daily
4-Year CD 1.24% 1.25% $1,000 Daily
5-Year CD 1.64% 1.65% $1,000 Daily

A penalty is imposed for premature withdrawal from a CD.  Available as an IRA.  Fees may reduce earnings.  APY is subject to change.

* The 8 month, 1 year, 15 Month and 18 Month CD require a Rockland Trust Checking account and must be opened at a Rockland Trust branch. New money only.

**Annual Percentage Yield effective through June 30, 2018. Minimum deposit to open and earn stated APY is $1,000. This rate
is available only as an IRA CD and must be opened at a Rockland Trust branch. You must have or open a Rockland Trust personal checking account to qualify for this offer. New money only. One per household. Offer may be discontinued at any time.

Money Market Savings 


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BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY)    CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD  MINIMUM DEPOSIT TO OPEN ACCOUNT
COMPOUNDED
$1,000,000 and over 0.40% 0.40% $25 Monthly
$50,000.00 - $999,999.99 0.50% 0.50% $25 Monthly
$25,000.00 - $49,999.99 0.25% 0.25% $25 Monthly
$10,000.00 - $24,999.99 0.05% 0.05% $25 Monthly
$1.00- $9,999.99 0.01% 0.01% $25 Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.40% on your entire balance.

Rockland Complete Money Market
BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY)   CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD  MINIMUM DEPOSIT TO OPEN ACCOUNT COMPOUNDED
$1,000,000 and over 0.40% 0.40% $250 Monthly
$50,000.00 - $999,999.99 0.50% 0.50% $250 Monthly
$25,000.00 - $49,999.99 0.25% 0.25% $250 Monthly
$5,000.00 - $24,999.99 0.05% 0.05% $250 Monthly
$1.00 - $4,999.99 0.01% 0.01% $250 Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.40% on your entire balance.