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Savings, CD's and Money Market Rates

Get on track to reach your goals.

A solid savings account is an important part of your finances. With a Rockland Trust Savings Account, your money will grow at our competitive rates. You can add to your account anytime to maintain momentum, and you always have access to your money when you need it. As a community bank serving our New England neighbors, we're focused on helping you improve your financial standing.

Rates are current as of August 16, 2018 and are subject to change


Free Savings 


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CURRENT INTEREST RATE   ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OBTAIN APY  MINIMUM DEPOSIT TO OPEN ACCOUNT   COMPOUNDED
0.02% 0.02% $1 $25 Monthly
Transaction Limits: You are limited to a total of six (6) Limited Transactions from your money market and savings account per statement period. We count check transactions on your money market account on the day the check is presented to us for payment, regardless of when you may have written it (including if it was written in a prior statement period). If you exceed your Limited Transaction limit on your money market and savings account, we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.

Certificate of Deposit 


TERM  CURRENT INTEREST RATES  ANNUAL PERCENTAGE YIELD (APY)  MINIMUM DEPOSIT TO OPEN ACCOUNT  COMPOUNDED 
6-Month CD 0.25% 0.25% $1,000 Daily
8-Month CD* 1.00% 1.00% $1,000 Daily
9-Month CD* 1.98% 2.00% $1,000 Daily
12-Month CD* 1.98% 2.00% $1,000 Daily
18-Month CD* 1.73% 1.75% $1,000 Daily
2-Year CD 0.75% 0.75% $1,000 Daily
4-Year CD 1.24% 1.25% $1,000 Daily
5-Year CD 1.64% 1.65% $1,000 Daily

A penalty is imposed for premature withdrawal from a CD.  Available as an IRA.  Fees may reduce earnings.  APY is subject to change.

* Personal Rockland Trust Checking account required and must be opened at a Rockland Trust branch. New money only.
 

Money Market Savings 


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BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY)    CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD  MINIMUM DEPOSIT TO OPEN ACCOUNT
COMPOUNDED
$1,000,000 and over 0.45% 0.45% $25 Monthly
$50,000.00 - $999,999.99 0.55% 0.55% $25 Monthly
$25,000.00 - $49,999.99 0.30% 0.30% $25 Monthly
$10,000.00 - $24,999.99 0.05% 0.05% $25 Monthly
$1.00- $9,999.99 0.01% 0.01% $25 Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.45% on your entire balance.
 
Transaction Limits: You are limited to a total of six (6) Limited Transactions from your money market and savings account per statement period. We count check transactions on your money market account on the day the check is presented to us for payment, regardless of when you may have written it (including if it was written in a prior statement period). If you exceed your Limited Transaction limit on your money market and savings account, we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.

Rockland Complete Money Market
BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY)   CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD  MINIMUM DEPOSIT TO OPEN ACCOUNT COMPOUNDED
$1,000,000 and over 0.55% 0.55% $250 Monthly
$50,000.00 - $999,999.99 0.65% 0.65% $250 Monthly
$25,000.00 - $49,999.99 0.40% 0.40% $250 Monthly
$5,000.00 - $24,999.99 0.05% 0.05% $250 Monthly
$1.00 - $4,999.99 0.01% 0.01% $250 Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.55% on your entire balance.
 
Transaction Limits: You are limited to a total of six (6) Limited Transactions from your money market and savings account per statement period. We count check transactions on your money market account on the day the check is presented to us for payment, regardless of when you may have written it (including if it was written in a prior statement period). If you exceed your Limited Transaction limit on your money market and savings account, we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.