Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Savings, CD's and Money Market Rates

Get on track to reach your goals.

A solid savings account is an important part of your finances. With a Rockland Trust Savings Account, your money will grow at our competitive rates. You can add to your account anytime to maintain momentum, and you always have access to your money when you need it. As a community bank serving our New England neighbors, we're focused on helping you improve your financial standing.

Rates are current as of August 16, 2017 and are subject to change

Free Savings 


CURRENT INTEREST RATE   ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OBTAIN APY  MINIMUM DEPOSIT TO OPEN ACCOUNT   COMPOUNDED
0.02% 0.02% $1 $25 Monthly
Transaction Limits: You may make an unlimited number of withdrawals or transfers from your savings account so long as they are done in person at one of our ATMs or branch locations. However, federal regulations limit your ability to make certain types of withdrawals and transfers from these accounts. Under these regulations any transfers or transactions from your savings account to another of your accounts with us or to third parties by pre-authorized or automatic means, personal computer (including online banking or bill payment services) or telephone (including facsimile or data transmission) are considered “Limited Transactions.” You are limited to a total of six (6) Limited Transactions from your savings account per statement cycle period. If you exceed your Limited Transaction limit on your Free Savings Account we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.

18/65 Savings Rates 


 CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
MINIMUM BALANCE TO OBTAIN APY
MINIMUM DEPOSIT TO OPEN ACCOUNT 
COMPOUNDED
0.02% 0.02%
$1
$25 Monthly

Transaction Limits: You may make an unlimited number of withdrawals or transfers from your savings account so long as they are done in person at one of our ATMs or branch locations. However, federal regulations limit your ability to make certain types of withdrawals and transfers from these accounts. Under these regulations any transfers or transactions from your savings account to another of your accounts with us or to third parties by pre-authorized or automatic means, personal computer (including online banking or bill payment services) or telephone (including facsimile or data transmission) are considered “Limited Transactions.” You are limited to a total of six (6) Limited Transactions from your savings account per statement cycle period. If you exceed your Limited Transaction limit on your 18/65 Savings Account we may assess you an Excess Transaction Fee for each Limited Transaction over the limit. Additionally, if you exceed your Limited Transaction limit on a regular basis, we may close your money market or savings account, or change this type of account to a different deposit account you are eligible to maintain.

18/65 Savings with special benefits is only available to individuals age 18 and under or 65 and older. Savings account will be converted to a Free Savings account upon the account holder's 19th birthday.


Certificate of Deposit 


TERM  CURRENT INTEREST RATES  ANNUAL PERCENTAGE YIELD (APY)  MINIMUM DEPOSIT TO OPEN ACCOUNT  COMPOUNDED 
6-Month CD 0.15% 0.15% $1,000 Daily
1-Year CD 0.40% 0.40% $1,000 Daily
15-Month CD* 1.24% 1.25% $1,000 Daily
2-Year CD 0.75% 0.75% $1,000 Daily
3-Year Cd 1.00% 1.00% $1,000 Daily
4-Year CD 1.24% 1.25% $1,000 Daily
5-Year CD 1.64% 1.65% $1,000 Daily
A penalty is imposed for premature withdrawal from a CD.

* Minimum balance to open and obtain the APY (Annual Percentage Yield) is $1,000. Penalty for early withdrawal. Available as an IRA.  Fees may reduce earnings. APY is subject to change. Maximum deposit is $100,000. You must have or open a Rockland Trust personal checking account. Personal accounts only. Promotion good through October 31, 2017. 

Money Market Savings 


BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY)    CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD  MINIMUM DEPOSIT TO OPEN ACCOUNT
COMPOUNDED
$1,000,000 and over 0.35% 0.35% $25 Monthly
$50,000.00 - $999,999.99 0.35% 0.35% $25 Monthly
$25,000.00 - $49,999.99 0.20% 0.20% $25 Monthly
$10,000.00 - $24,999.99 0.05% 0.05% $25 Monthly
$1.00- $9,999.99 0.01% 0.01% $25 Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.20% on your entire balance.

Rockland Complete Money Market

BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY)   CURRENT INTEREST RATE ANNUAL PERCENTAGE YIELD  MINIMUM DEPOSIT TO OPEN ACCOUNT COMPOUNDED
$1,000,000 and over 0.35% 0.35% $250 Monthly
$50,000.00 - $999,999.99 0.45% 0.45% $250 Monthly
$25,000.00 - $49,999.99 0.25% 0.25% $250 Monthly
$5,000.00 - $24,999.99 0.05% 0.05% $250 Monthly
$1.00 - $4,999.99 0.01% 0.01% $250 Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.25% on your entire balance.