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Small Business Loans

A financial boost for your business

With Rockland Trust, you always have a partner committed to helping your business succeed.

We're the community bank in Massachusetts and Rhode Island that doesn't just pay lip service to supporting small businesses. We mean it, and our dedication is evident through the guidance we provide.

Get your big plans off the ground.

Business Term Loan

rates as low as 4.875%

Our team can help you and your business reach its goals.       

SBA Loans

  • From the U.S. Small Business Administration
  • Helps small businesses launch and grow
  • 504, 7(a) and SBA Express options

Business Loans and Lines of Credit

  • Choose from a line, term loan or commercial mortgage
  • Various terms and flexible amounts
  • Secured and unsecured options

Equipment Leasing

  • Improve cash flow
  • Reduce costs
  • Lock in favorable pricing and avoid rising costs

Dealer Services

  • New and used inventory potential
  • Market-competitive rates and terms
  • Online account access

Equipment Loans

  • Available for a variety of equipment
  • Competitive rates and flexible repayment terms
  • Customized support from our team of commercial lending experts

Small Business Banking Partnership

  • Enabling more small businesses to acquire funding for expansions, new equipment, capital improvement, and other financing needs.

Business Term Loan—“SPECIAL OFFER”—  Details

Rates are effective as of 11/2/18. Rates subject to change at any time without notice. Applicable on new Business Term Loans up to five (5) years with equal monthly payments to fully repay the amount borrowed, up to $250,000. Business loans are subject to credit and other approvals. Your actual rate is based on evaluation of your credit application. Re-writes of existing Term Loans or Lines of Credit, whether with Rockland Trust or another bank, do not qualify. Bank may also require a first lien on all business assets (UCC-1 filing); titles or RMV equivalent must be obtained and pledged to Rockland Trust when titled vehicles are involved. Collateral value will be determined by the Bank in its discretion by reference to appropriate invoice (if new) or recognized trade valuation (if used). Rates require auto-pay from a Rockland Trust checking account; additional deposit and auto pay discounts do not apply. All used equipment will require minimum down payment of 20%. New loans will be cross-collateralized with existing Business Banking loans when appropriate. Applicant must meet Business Banking underwriting standards; borrower must be in business for a minimum of two years. Tax returns and/or financial statements will be required to qualify for this program. To be eligible for this offer you shall maintain or establish your primary operating deposit account with Rockland Trust prior to closing. Standard closing costs to be paid by Borrower. Other terms and conditions may apply.

Rate of Advance:  If for 3 Years:  If for 4 Years: If for 5 Years:
80%²  4.875%  4.99% 5.25%
100%³ 5.625% 5.75% 5.99%
2.  80% financing available for used equipment financing
3.  100% financing available for new equipment loans only under $100,000