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Financial Education

Small Business Employee Healthcare Options

One of the largest changes for small businesses in the Patient Protection and Affordable Care Act, or ACA, start in 2016, affecting how they offer health insurance and possibly leading to higher premiums.

Also called Obamacare, the ACA required small-group healthcare markets to cover essential benefits similar to those in the individual market, such as not excluding people for pre-existing conditions. Insurers also had to set rates using a single risk pool across their small group plans in the state.

Managing Successful Employees