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Home Loans

A strong foundation for homeownership.

For everything related to purchasing a home or refinancing your mortgage, turn to Rockland Trust. We're the community bank in Massachusetts and Rhode Island with all the resources needed to help you reach your goals. Our home loan experts take time to listen to your needs and then help you find the right solution.
 
 
 
 
 
 

Explore Your Options

No matter the size, we have something for you

Fixed Rate Loans

THE BASICS 
  • Fixed interest rates
  • 15 and 30 year mortgage options
  • Shorter terms generally have lower rates

Adjustable-Rate Loans

THE BASICS
  • Fixed interest rates
    for 3, 5 or 7 years
  • The rate subsequently adjusts each year to the index, plus a margin

Jumbo Mortgages

THE BASICS
  • Loans greater than $417,000, up to $1,5M
  • Fixed and adjustable rate options

First-Time Homebuyers

THE BASICS
  • Loans through FHA, Mass Housing, and more
  • Fixed and adjustable rate options

Government Loan Options

THE BASICS
  • Smaller down payments
  • Competitive interest rates
  • More flexible credit and income guidelines

Home Equity Lines of Credit

THE BASICS
  • Access to a revolving line of credit to meet needs as they arise
  • Variable interest rate is based on the published Prime Rate and may change monthly

Home Equity Loans

THE BASICS
  • Terms available from 5 to 20 years
  • During the term of your loan, interest rate and monthly payment will remain the same

Express Mortgage

THE BASICS
  • No points, no closing costs
  • Refinancing option for loans of up to $400,000.

Additional Resources

Helping you every step of the way

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