Retirement is a time to kick back and relax after years of hard work. It can also be a time when you realize that while you may not want to return to your previous job or career, you do want to be productive, and you might miss a daily routine and a regular paycheck. It’s fairly common for people to retire and then discover they need or want to find an enjoyable way to fill their time.
There are a variety of reasons this happens. It can be difficult to get accustomed to being home full time if you’ve had a long career or are hardwired to wake up, fill your travel mug and commute. Having someone to talk to besides your spouse or pet is another reason you might decide to jump back into the job market. If you go back to work and your personal or financial situation changes, you can always retire again!
Of course, there are benefits to post-retirement gigs. Consider the following:
The truth is, it’s OK to return to work. And many Americans do; one in three say they would work past age 70.
Don’t forget to complete a financial roadmap. Theresa Becker, CFP®, Vice President/Financial Planning Officer at Rockland Trust Bank, advises people to be conscious of how much money they are spending in retirement and to have a financial plan in place before they retire.
Whether working in retirement is out of choice or necessity, Rockland Trust Bank’s financial planners can help create a financial roadmap that provides guidance to meet your long-term needs and goals.
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