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Debit & ATM Cards

Microchip technology secures your transactions.

All of our checking accounts come with a Rockland Trust Debit MasterCard®, featuring microchip safeguards and providing electronic access to your money for purchases and withdrawals. You don't have to worry about writing checks anymore. This card does it all.

Get your convenient card today! 


The Rockland Trust Debit MasterCard® features an embedded microchip that provides a higher level of security when making purchases at chip-enabled terminals. Your card works anywhere MasterCard® is accepted worldwide.

  • Surcharge-free access to thousands of ATMs1 throughout the United States via the SUM® network. Download the SUM ATM Locator app by visiting iTunes® or Google Play.
  • Simplify ATM deposits by removing envelopes and deposit slips. Checks deposited on a business day (Monday-Friday, no holidays) by 7 p.m. will be available the next business day.2
  • Make purchases by linking your card to Apple Pay™3, Android Pay™ and Samsung Pay
  • Zero Liability4 from MasterCard® means you won't be held accountable for unauthorized transactions.
  • If you need a replacement card, our branch locations in Massachusetts offer instant-issue cards.
 Debit card in chip reader

Q. What is chip technology and why is it more secure?

A. When you use your new card at a chip-enabled terminal or an ATM, the embedded chip generates a unique transaction code that is shared with the merchant- making it virtually impossible for a fraudster to access or reuse your account information.

Q. How does a chip card work?

Insert your card, chip first, into the terminal. Do not remove your card.
Follow the on-screen prompts and wait for the transaction to process.
Remove your card after the transaction is complete.

Q. Will my new card have the same benefits?

A. Yes, you will continue to enjoy the same benefits as your current Rockland Trust Debit Card and will gain enhanced security.

Q. Can a chip card be used in a magnetic stripe terminal?

A. Yes, if the terminal is not yet chip-enabled, you can swipe your card’s magnetic stripe as you always have. For online and phone purchases, you can still place orders the same way you do today. 

Q. Can I still use my Rockland Trust Debit Card to pay bills automatically?

A. Yes, you can. Be sure to update your card’s expiration date and 3-digit security code with merchants who currently bill your card automatically.

Q. Will my chip card work at all ATMs?

A. Yes, your card will work at ATMs the same way it does today. Some ATMs have changed to chip technology while others have not.

Additional Resources

Helping you every step of the way

SecurLOCK™ Equip

The power to protect your Debit Card is in your hands. 

Overdraft Services

What you need to know about your overdraft options. 


Find a Branch


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Account Selector

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1 Other institutions may impose a surcharge for use of their ATMs if not in the SUM® ATM Network. Rockland Trust may charge a fee for use of another institution's ATM.

2 Check deposits made by 7 p.m. will be available on the next business day. Cash deposits are available for immediate withdrawal. Exceptions may apply. See account agreement for details.

3 For a list of compatible Apple Pay deices visit

4 Zero liability applies to your purchases made in the store, over the telephone, online, or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and you have promptly reported to Rockland Trust when you knew that your MasterCard was lost or stolen. For additional protection with respect to unauthorized transactions, please see your account agreement.